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Updraft: Personal Loan reviews

4.96
Based on 11,054 reviews, last reviewed 15th May 2026
384200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Was easy to apply, convenient and simple. Was easy to apply, convenient and simple. App is easy to use and straightforward. Reviewed on: 15th May 2026
Joanna L's avatar
Joanna L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11054)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great lender, quick decision

4
Updraft are quick decision makers and the loan application process is straightforward. We’ve had some difficulties trying to change payment dates, but it seems a lot of system upgrades were happening which caused the issues. Other than that no complaints Reviewed on: 18th March 2023

Brilliant

5
Customer service is amazing and rates are really good, glad I came across updraft when I did Reviewed on: 18th March 2023

Quick and easy

5
Updraft let me reconsolidate my debts in a quick, easy and cheaper manner Reviewed on: 18th March 2023

Easiest assistance ever!

5
Theres always someone on hand to assist, and it's never made to a an inconvenience. It's a pleasure to deal with updraft and really takes the stress out of finances! Reviewed on: 18th March 2023

Excellent service

5
Quick, simple and fair company with excellent customer service Reviewed on: 18th March 2023

Quick and simple

5
Very quick easy and simple to do with low APR Reviewed on: 18th March 2023

Really simple way to consolidate my debts

5
Left me feeling confident about my finances, with clear repayments and the ability to pay back early if I could. Reviewed on: 18th March 2023

Outstanding

5
I found updraft helpful and efficient and the service is really professional Reviewed on: 18th March 2023

Informative. Helpful. Clear and concise

5
A very transparent service. Makes loaning money a good experience Reviewed on: 18th March 2023

Great Service, highly recommend.

5
Customer service is always top notch and the app makes everything so easy to manage. So much simpler than dealing with the big banks! Reviewed on: 18th March 2023