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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10524 reviews)

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4.96

Based on 10,524 reviews, last reviewed 8th Mar 2026

332200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellant service, very easy to apply. Excellant service, very easy to apply. Reviewed on: 8th March 2026

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10524)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

All good and very quick getting back to you if you h...

All good and very quick getting back to you if you have a problem Reviewed on: 28th February 2026

My experience with updraft has been fantastic, the a...

My experience with updraft has been fantastic, the application process was quick and decisive, and the app is pretty intuitive/ has a nice interface. I struggled to find the right loan provider with adequate terms, but updraft has been the deliverer. Thumbs up from me. Reviewed on: 28th February 2026

Helped me with a loan.

Helped me with a loan. Easy process Reviewed on: 28th February 2026

Really easy to use app, amazing customer support

Really easy to use app, amazing customer support Reviewed on: 28th February 2026

Excellent service

Great! They sorted a deal out for me with no problems excellent service Reviewed on: 28th February 2026

Because Your Money Should Work Smarter, Not Harder

Updraft is a smart, no-nonsense financial app that helps people clear credit card debt faster by combining balances into one simple, lower-cost plan while also boosting savings. It empowers users to take control of their money instead of just managing minimum payments. Updraft genuinely improves financial wellbeing — helping everyday people reduce interest, get debt-free sooner, and build healthier money habits. Reviewed on: 28th February 2026

Easy straight forward good customer service

Easy straight forward good customer service Reviewed on: 28th February 2026

Quick and easy process.

Quick and easy process. Excellent communication and timely but not forceful reminders . Trust worthy company Reviewed on: 28th February 2026

Service is great however rates are high

Service is great however rates are high Reviewed on: 28th February 2026

Needed a loan

Needed a cheap loan found updraft to provide an excellent service Reviewed on: 28th February 2026

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