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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy to deal with and super fast

So many lenders complicate the processes of applying, receiving funds and consolidating your loans. I’ve had to do all three with Updraft and they’ve been exceptional. The customer service is brilliant - quick and always friendly and upbeat. Will use time and time again! Reviewed on: 17th March 2023

Thumbs up for Updraft!

Super simple process, great and intuitive app - would highly reccomend! Reviewed on: 17th March 2023

Excellent service

Total personal experience looking at your personal circumstances rather than a computer, Reviewed on: 17th March 2023

Fast, easy and convenient

There when you need them with fast pay outs. Reviewed on: 17th March 2023

Quick, easy and great customer service.

I’ve used Updraft twice now, both times have been a great experience, competitively priced and setting up everything was quick and easy. How modern banking should be! Reviewed on: 17th March 2023

Simples

No hassle nothing to complicated and everything easy to understand. Simple Reviewed on: 17th March 2023

Simple and effective

Straightforward to use and good value Reviewed on: 17th March 2023

No extortionate fees here

I turned it updraft when I needed to pay off a credit card. Have never looked back. Reviewed on: 17th March 2023

Superb lenders

Updraft has been life-saving and their services are great. Very responsive customer service and a prompt on agents. With all this, their lending rate is great too. Reviewed on: 17th March 2023

Helpful

Great communication and support. Reviewed on: 17th March 2023

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