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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10524 reviews)

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4.96

Based on 10,524 reviews, last reviewed 8th Mar 2026

332200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellant service, very easy to apply. Excellant service, very easy to apply. Reviewed on: 8th March 2026

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10524)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft helped me control my finances

Updraft was great at helping me stay in control of my finances by providing me with a personal loan to consolidate my debts. The service couldn’t be better and I’d recommend them to anyone. Thank you so much! Reviewed on: 28th February 2026

GoodGood

Good wow I love it ,10/10 loan and good staff Reviewed on: 28th February 2026

Very helpful and smooth service, never any issues or...

Very helpful and smooth service, never any issues or complaints Reviewed on: 28th February 2026

Great service

Easy and helpful to deal with and fast Reviewed on: 28th February 2026

really good company very efficient and the loan didn...

really good company very efficient and the loan didn’t take too long to be in my account which was really helpful for me Reviewed on: 28th February 2026

Easy, quick would definitely recommend

Easy, quick would definitely recommend Reviewed on: 28th February 2026

Really great team.

Really great team. Seamless from start to finish Reviewed on: 28th February 2026

Quick efficient low intrsest lovely

Quick efficient low intrsest lovely Reviewed on: 28th February 2026

Finally feel like I’m winning against my credit cards!

I was juggling three different credit cards and an overdraft, all with crazy interest rates. Updraft made it so easy to consolidate everything into one manageable monthly payment. The application process was seamless because of the Open Banking link—no digging through old statements. My monthly outgoings have dropped significantly, and for the first time in years, I can actually see the light at the end of the tunnel. If you're tired of the 'debt cycle,' give them a try. Reviewed on: 28th February 2026

I was drowning in interest from credit cards.

I was drowning in interest from credit cards. Updraft have halved my monthly payments and gave me the breathing space i need to take care of things. Reviewed on: 28th February 2026

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