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Updraft: Personal Loan reviews

4.89
Based on 11,073 reviews, last reviewed 5th Jun 2026
86% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Updraft are very easy to deal with and use for perso... Updraft are very easy to deal with and use for personal loans and I’ve never had an issue! Reviewed on: 5th June 2026
Ethan R's avatar
Ethan R

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11073)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great and Clear Experience

5
Fast processing, great service and clear terms with itemised repayment schedule breakdown. Honestly perfect and have enjoyed using them for a while now with the freedom to make overpayments as and when I want without penalty, so I’m over halfway through repayment and would absolutely use them and again and have already recommended them to a friend and would again. Reviewed on: 4th April 2022

Excellent service

5
Really easy to use and helpful staff response time to questions really quick. Would recommend Reviewed on: 4th April 2022

Easy and no stress

5
Super quick and simple, easy to contact and fast to answer Reviewed on: 4th April 2022

Excellent

5
I have used Updraft on 2 occasions once to get rid of an expensive overdraft and the second to tidy up my credit cards on both occasions it has hugely decreased my outgoings. Great service to get you back on track, highly recommend. Reviewed on: 4th April 2022

Easy to use

5
Provided me with an opportunity to merge some of my outstanding balances at a lower rate and reduce my monthly outgoings. Reviewed on: 4th April 2022

Simply genius

5
Super easy, innovative, quick and helpful financial help - perfect for millennial’s unprepared financial world. Reviewed on: 4th April 2022

Best loan company I have used

5
Absolutely brilliant company, actually speak to an understanding person. Able to clear the loan whenever I like, which is important to me. Would not use another company to clear outstanding debts. Reviewed on: 4th April 2022

Getting back on track.

5
I had a few smaller debts, consolidated them into one, now my Experian crafting score has gone from poor to excellent in 3 months, I would highly recommend using them to anyone….. Reviewed on: 4th April 2022

Fantastic service

5
Easy to use and affordable. Would definitely recommend. Reviewed on: 4th April 2022

Fast easy to manage all in one place

5
It was fast easy to manage all my stuff in 1 place. I an handle my money better make it work for me. Reviewed on: 4th April 2022