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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 28,660 reviews, last reviewed 18th Jun 2026
396550% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis did not abandon me! Vanquis helped me through my financial issues when no other company would and helped me through it. Reviewed on: 18th June 2026
Abe's avatar
Abe

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28660)

I am happy with vanquish service.

5
I am happy with vanquish service. Reviewed on: 19th April 2025
Lovely R's avatar
Lovely R

A no nonsense way to rebuild your credit score

5
A no nonsense way to rebuild your credit score and a great company to deal with Reviewed on: 19th April 2025
Robert M's avatar
Robert M

Pretty straight forward but not enough balance trans...

5
Pretty straight forward but not enough balance transfer offers Reviewed on: 19th April 2025
Paul Hollowell 's avatar
Paul Hollowell

I never had a problem with Vanquis.

5
I never had a problem with Vanquis. Sometimes I overpaid them, but they were always polite. I always get a gentle reminder to spend the overpaid amount. Reviewed on: 19th April 2025
Fozia A's avatar
Fozia A

Vanquis has been helpful in helping buil my credit

5
Vanquis has been helpful in helping buil my credit Reviewed on: 19th April 2025
JACOB A's avatar
JACOB A

A Smart Tool: If You Respect It

4
Honestly, my experience with a credit card has been mostly positive—once I got the hang of using it responsibly. At first, it felt a little too easy to spend money, and I quickly realized how fast small purchases can add up. But once I set up alerts and always made sure to pay off the full balance each month, it actually became a really useful tool. Its also helping to build my credit score over time. The key takeaway for me has been: a credit card can be a powerful financial tool if you use it wisely—but it can also get you in trouble if you're not paying attention. Reviewed on: 19th April 2025
Tin Ted Mak's avatar
Tin Ted Mak

My Vanquis Experience

5
Been with Vanquis for many years now and I use my acc wisely and because of that I have had several increases. I love my Vanquis card. Reviewed on: 19th April 2025
Sam's avatar
Sam

Always if I need help I always get through customer...

5
Always if I need help I always get through customer service, it's great service all the time Reviewed on: 19th April 2025
Shapla hoque 's avatar
Shapla hoque

Decent company decent credit limit

3
Decent company decent credit limit Reviewed on: 19th April 2025
Deborah E's avatar
Deborah E

Great Service

5
I have clicked neutral for customer service as I've never had to use them. The Vanquis App is reallt eaay to use, I can any amount I wish over what is recommended, I like the payment reminders Reviewed on: 19th April 2025
Sarah's avatar
Sarah

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