Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

Vanquis : Credit builder credit card reviews

View other Vanquis products
4.80
Based on 21,659 reviews, last reviewed 19th May 2026
79400% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great credit card, and easy app to use Great credit card, and easy app to use Reviewed on: 19th May 2026
Caroline adlard 's avatar
Caroline adlard

Latest lowest rating:

1

not always thar good lots of roomforvimprovement not always thar good lots of roomforvimprovement Reviewed on: 19th May 2026
Kevin w's avatar
Kevin w
Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Vanquis Credit builder credit card reviews (21659)

Would recommend

5
Never had any problems. Would definitely recommend! Reviewed on: 1st May 2024
BC's avatar
BC

Easy and affordable card to get very happy with it...

5
Easy and affordable card to get very happy with it Reviewed on: 1st May 2024
Sharon 's avatar
Sharon

Great card for building your Credit rating.

4
I have been a customer for some time now, the account freeze option was greatly appreciated when I fell on hard times, but that's no longer an option now, which is a shame because it was very helpful for anyone who has faced financially difficulties. Since I applied to vanquist interest rates have gone down significantly which is great! but, when offered a credit increase, I have to answer so many personal questions, as if I am a new customer, This inconvenience stops me from applying for the increase. I have a good credit score & payment history since my hardship over 6 years ago. That should be enough proof i am a reliable customer when offered an increase. Other than that I have no issues and use Vanquis as my main credit card because of the competitive interest rates. Which on occasion have been lowered because of my good payment history. I would recommend vanquis for anyone trying to build their credit score. Reviewed on: 1st May 2024
AMC's avatar
AMC

Vanquis bank has always kept me informed of any cha...

5
Vanquis bank has always kept me informed of any changes Reviewed on: 1st May 2024
Annie Johnson's avatar
Annie Johnson

Great Service

5
Great company, very helpful when I have needed to call them. No hassle and no unwanted emails and texts. The app is also really used and easy to use. Reviewed on: 1st May 2024
Adam G's avatar
Adam G

Happy to have vanquis card

5
Vanquis credit card is good with reasonable charges, cradit limit is not bad, and also card design is so attractive Reviewed on: 1st May 2024
Asif s's avatar
Asif s

Loyal customer

5
I have used Vanquis for ages now they are responsible and understand my needs. Reviewed on: 1st May 2024
William D's avatar
William D

It has been good using the cards

5
It has been good using the cards Reviewed on: 1st May 2024
Adefule Adelana 's avatar
Adefule Adelana

I use daily and weekly from r my shopping and my gro...

5
I use daily and weekly from r my shopping and my grocery store, I find very good to build your Credit Score. Reviewed on: 1st May 2024
Ang C's avatar
Ang C

Great customer service

5
Customer service is always easy to get hold of with no long waits like some providers and always eager to please a solve problems. I like the app too Reviewed on: 1st May 2024
Barry Delve 's avatar
Barry Delve

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill