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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 22,351 reviews, last reviewed 20th May 2026
111000% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great card for credit building. Great card for credit building. Works well for me. Reviewed on: 20th May 2026
Gabriel Ceesay's avatar
Gabriel Ceesay

Latest lowest rating:

2

Card was used by fraud. Refused refund Card was used by fraud. Still having to pay it off as Vanquis refused to refund Reviewed on: 20th May 2026
Ch's avatar
Ch
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (22351)

Happy customer

5
My credit score has increased since using Vanquis the app is easy to navigate Vanquis keep me informed which I really like customer service is quick and very helpful Reviewed on: 1st May 2024
Beverley M's avatar
Beverley M

Very good.

5
Very good. Good app, reminders are excellent to ensure you don’t miss payments. User experience on the app is great, along with the application process Reviewed on: 1st May 2024
Alex's avatar
Alex

I have been using for 5 years it’s best card it take...

5
I have been using for 5 years it’s best card it takes ur limit up if keep paying on time Reviewed on: 1st May 2024
Shahnaz Ashraf's avatar
Shahnaz Ashraf

Easy to pay and control and able to check any outgoi...

5
Easy to pay and control and able to check any outgoings . Only thing is it takes about 3 working days for the funds to clear Reviewed on: 1st May 2024
Liam c's avatar
Liam c

A Positive Experience with Vanquis.

4
A Positive Experience with Vanquis Credit Building Card, with Room for Improvement. Rating: ★★★★☆ (4/5) I am writing this review to share my overall positive experience with the Vanquis Credit Building Card. As someone who was looking to rebuild my credit score, this card has been a valuable tool in helping me achieve that goal. However, I do believe that there is room for improvement, particularly in providing more perks for loyal, long-term users who have managed their cards responsibly. First and foremost, I must commend Vanquis on their customer service. From the moment I applied for the card, their representatives were helpful and informative, guiding me through the application process with ease. They were patient in addressing my questions and concerns, ensuring that I fully understood the terms and conditions of the card. This level of customer service continued even after I received the card, as their support team promptly responded to any inquiries or issues I had along the way. The Vanquis Credit Building Card has undoubtedly served its purpose in helping me rebuild my credit score. By using the card responsibly and making timely payments, I have seen a gradual improvement in my creditworthiness. The option for a manageable credit limit, tailored to my financial circumstances, has been particularly beneficial in ensuring that I can use the card responsibly without falling into debt. One area where I believe Vanquis could enhance the card's offering is by providing more perks for long-term users. As someone who has consistently maintained my card in excellent order, I feel that there should be additional incentives or rewards for customers who have demonstrated responsible credit management over an extended period. Introducing benefits such as more frequent increased credit limit offers, lower interest rates, or cashback rewards could be a great way to recognize and reward loyal users, further motivating them to continue using the card responsibly. In terms of accessibility, the Vanquis mobile app and online portal have been intuitive and user-friendly. They provide easy access to account information, transaction history, and payment options. The ability to manage my card digitally has been convenient and has helped me stay on top of my finances efficiently. Overall, my experience with the Vanquis Credit Building Card has been positive. It has helped me rebuild my credit score, and I appreciate the attentive customer service and user-friendly digital platforms. However, I believe that implementing more perks for long-term users who have maintained their cards in great order would be a valuable addition to the card's offering, encouraging continued responsible credit management and rewarding loyal customers. In conclusion, the Vanquis Credit Building Card is an excellent option for individuals looking to rebuild their credit. With its helpful customer service, manageable credit limits, and user-friendly digital platforms, it provides a solid foundation for credit improvement. By considering the addition of more perks for long-term users, Vanquis can further enhance the card's appeal and recognize the efforts of customers who have demonstrated responsible credit management over time. Disclaimer: This review is based on my personal experience and opinion with the Vanquis Credit Building Card. Individual experiences may vary. Reviewed on: 1st May 2024
Sharine M's avatar
Sharine M

Smooth process.

5
Smooth process. Application process was smooth, great value for money Reviewed on: 1st May 2024
Arneldey's avatar
Arneldey

Great experiance so far ,it would be great if its o...

5
Great experiance so far ,it would be great if its offers reward points for every spend Reviewed on: 1st May 2024
Abhilash mohandas's avatar
Abhilash mohandas

Such am easy service to use, good app to utilise.

5
Such am easy service to use, good app to utilise. Pay off extr with no problem. Easy to see statements Reviewed on: 1st May 2024
Wilko's avatar
Wilko

Excellent Vanquis

5
My experience with Vanquis is excellent and recommended for everyone to access a credit card. Easy to acces and easy to accept fir a new credit. Reviewed on: 1st May 2024
Carmen D's avatar
Carmen D

Overall good experience

4
Easy to use app. Good, quick customer service. Reviewed on: 1st May 2024
Amy W's avatar
Amy W

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