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Vanquis : Credit builder credit card reviews

4.81
Based on 24,399 reviews, last reviewed 20th May 2026
203700% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Brill experience loads of information and great cust... Brill experience loads of information and great customer service and easy to use and keep track. Reviewed on: 20th May 2026
Ashley b's avatar
Ashley b

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24399)

Gold Star Service

5
I suffer with my mental health which makes managing the little things in life very difficult. Vanquis were able to freeze my interest for 3 years which allowed me to pay back the bulk of what I owed giving me a little more financial freedom. Reviewed on: 2nd May 2024

Everytime I wanted credit, I knew I could rely on Va...

5
Everytime I wanted credit, I knew I could rely on Vanquis for payments. Reviewed on: 2nd May 2024

Hassle free credit

5
I've never had cause to raise an issue with them. Any changes I've needed to make have been done in the app and they have offered clear guidance at every stage too. Reviewed on: 2nd May 2024

The perfect card for me

5
When I use my card, I get a message straight away to say it's been used. You get reminders if you are near your balance. It's a perfect card for me. Reviewed on: 2nd May 2024

Outstanding Company

5
Vanquis app always works and I can keep a daily check on my spending which is great. Reviewed on: 2nd May 2024

Easy and Friendly

5
The decision was quick and easy to obtain. The card and pin came exactly when expected and all instructions were easy to understand. Reviewed on: 2nd May 2024

The card is so easy to use and paying we’re you can...

5
The card is so easy to use and paying we’re you can pay and pay more later in the month Reviewed on: 2nd May 2024

Was offered a loan with the payment and period well...

5
Was offered a loan with the payment and period well with in my budget excellent service Reviewed on: 2nd May 2024

Vanquis are amazing they have helped my credit ratin...

5
Vanquis are amazing they have helped my credit rating my credit limit and staff are first class and amazing Reviewed on: 2nd May 2024

Excellent customer service very helpful

5
Excellent customer service very helpful Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review