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Vanquis : Credit builder credit card reviews

4.82
Based on 24,681 reviews, last reviewed 20th May 2026
216550% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Understanding and efficient with understanding and c... Understanding and efficient with understanding and compassion. Reviewed on: 20th May 2026
MR M's avatar
MR M

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24681)

Helpful when I was limited for choice.

5
Helpful when I was limited for choice. Slightly more expensive than others soni prioritise paying first which is a hood incentive. Reviewed on: 2nd May 2024

I applied for an increase, and it was allowed within...

5
I applied for an increase, and it was allowed within hours. Reviewed on: 2nd May 2024

I have found that these interest rates on purchases...

3
I have found that these interest rates on purchases using my Vanquis card are very high. Aside from this I find the service acceptable. Reviewed on: 2nd May 2024

Helped with managing my finances

5
Helped with managing my finances Reviewed on: 2nd May 2024

User friendly app, still a room to make changes in t...

5
User friendly app, still a room to make changes in the app to give more useful for users Reviewed on: 2nd May 2024

After a near fatal accident vanquis looked after my...

5
After a near fatal accident vanquis looked after my fiancé's for me and my wife. Reviewed on: 2nd May 2024

My experience has been okay, but I believe it could...

4
My experience has been okay, but I believe it could be better for long term customers Reviewed on: 2nd May 2024

Had a couple of difficulties last year financially a...

5
Had a couple of difficulties last year financially and these guys helped me through it great company can’t thank them enough Reviewed on: 2nd May 2024

Excellent company to deal with

5
I have been a customer of Vanquis for many years. They have always been fair and straightforward. Information is always provided immediately there are any changes. A very efficient company. Reviewed on: 2nd May 2024

No problems ...

5
I have never had any problems with Vanquis and they have made sure that I am well looked after. Thanks Vanquis. Reviewed on: 2nd May 2024

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