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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
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DD
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (28695)

Unethical

3
When I started my credit score was low. Now it is perfect. You only increase interest rates. Never lower them. Reviewed on: 2nd May 2024
Neil S's avatar
Neil S

Very helpful staff and polite and the app so easy an...

5
Very helpful staff and polite and the app so easy and quick to pay Reviewed on: 2nd May 2024
David W's avatar
David W

It's vantastic

5
Vanquis is ideal for personal view, helps with vacation flights hotels etc all the time helping with credit capabilities, it's vantatastic Reviewed on: 2nd May 2024
Al chap's avatar
Al chap

Excellent communication , support if needed and remi...

5
Excellent communication , support if needed and reminders . I have been with Vanquis for many years , after experiencing some bad credit that I experienced during a previous relationship . Being able to have a credit card and improve my credit rating helped so much . I love the app that I use to make payments. The app is very quick and easy to use . I receive text messages and emails to remind me to make a payment , which I find very useful . Thank you Reviewed on: 2nd May 2024
Michaela P's avatar
Michaela P

Good . .Nice

5
Good . Very good. . Ezy to work Reviewed on: 2nd May 2024
Zarrin Moghadam's avatar
Zarrin Moghadam

Vanquis are very good with their service.

5
Vanquis are very good with their service. No hidden charges. U get what you see Reviewed on: 2nd May 2024
Yetti A's avatar
Yetti A

Good card for what it's designed for

4
Card was fine, used it to build credit before applying for a card with more benefits. The app is great and easy to use, I can speak much about the CS experience as I never really needed to use it. Interest rates are on the high side and would be nice if the card offered more benefits. Could also be an idea to offer a card to users who have proven good usage that offers a higher limit, more benefits and cheaper rates, as currently once peoples credit has improved it's unlikely that they will stay with Vanquis for the reasons above. Reviewed on: 2nd May 2024
Dave S's avatar
Dave S

My experience with Vanquis has been brilliant.

5
My experience with Vanquis has been brilliant. Reviewed on: 2nd May 2024
Ian B's avatar
Ian B

The mobile app is very easy to use.

5
The mobile app is very easy to use. Reviewed on: 2nd May 2024
Rav's avatar
Rav

Great service with fair policy

5
Have been a vanquis customer for for a good few years my experience of dealing with them has been exceptional going all the way to work with you so you have the right credit limit that's affordable for the individual always keeping you informed and updated on your account Reviewed on: 2nd May 2024
Tony Birkby's avatar
Tony Birkby

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