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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Easy to apply for account.

5
Easy to apply for account. Card received within a few days. Staff friendly and knowledgeable Reviewed on: 22nd July 2025

Getting a credit was on point.

5
Getting a credit was on point. Additionally, the Snoop App helps you to budget your overall spending. Reviewed on: 22nd July 2025

Am very happy with my vanquis credit card account

5
Am very happy with my vanquis credit card account Reviewed on: 22nd July 2025

Very professional and responsible

5
Very professional and responsible Reviewed on: 21st July 2025

"A" Class Service

5
Been a very proffesional service, listen to customers and give great help and advice , not pushy just proffesionl, send upto date information, and regular contact. Fair if you are in financial crisis Reviewed on: 21st July 2025

Low monthly payments and sensible interest

5
Keeping the monthly minimum payment low so it's very affordable dont feel like you aren't able to pay it off because of interest rates being high. Sensible rates and dont raise you credit limit constantly unlike other places keeping it affordable Reviewed on: 21st July 2025

App not working , charging too much fees for service...

1
App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I have to call them to pay over the phone. As soon as I got pay them ALL then I will close my account and discard them . They always call me on my work telephone discussion my issue with my colleagues and ask them to in courage me to to call back which I never run behind my payment. Reviewed on: 20th July 2025

Costomer service

5
They have one of the best costomer service i have talked to them few time and i never wait for it Reviewed on: 20th July 2025

No problem smooth so far easy application

4
No problem smooth so far easy application Reviewed on: 20th July 2025

Excellent company, excellent service and help online

5
Excellent company, excellent service and help online Reviewed on: 19th July 2025

Review Vanquis : Credit builder credit card now

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