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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

. "Helpful Card for Building Credit"

I've had a good experience with the Vanquis Credit Builder Credit Card so far. The application process was straightforward, and it's helped me build my credit score gradually. The app is easy to use, and I appreciate the regular reminders for payments. Interest rates are on the higher side, but manageable if you pay in full each month. Overall, it’s a useful tool for improving credit when used responsibly. Reviewed on: 29th July 2025

Old school customer services via telephone...

I prefer to speak to customer services via telephone, which is often difficult in this time of increased pressure to use apps or online services. Vanquis team are always helpful, patient and polite, which gives me confidence in dealing with my finances. Reviewed on: 28th July 2025

Vanquis Great Online Banking .

I find Vanquis to be transparent and innovative. I have never had any issues since l signed up with Vanquis. Reviewed on: 28th July 2025

Fantastic

Vanquis card is fantastic, customer service is great and they have really helped me a few times, when I have needed it, so yeah, Great. Reviewed on: 27th July 2025

Good credit card easy to use and make payment online

Good credit card easy to use and make payment online Reviewed on: 26th July 2025

Explains better the interest rate clearly

Explains better the interest rate clearly Reviewed on: 26th July 2025

Very easy to use credit card, and if using the app,...

Very easy to use credit card, and if using the app, can allow you to see your balance and make additional payments during the month. No hassle as long as you keep making payments, but if you need any help they are just a phone call away. Reviewed on: 25th July 2025

Wonderful

I had very good experience with your. I have always been attended to with clear of the issues i put on the table Reviewed on: 25th July 2025

My new card was here in no time!

I was matched and pre-approved for a Vanquis card via my credit scoring app. Within a few clicks I was confirmed and a new card was on the way with a sensible limit and some great introductory offers! I was informed daily on the progress of my new card and also given very clear instructions on how to set this up. It has been so simple and a great straight forward experience! Would recommend you others. Reviewed on: 25th July 2025

super fast, I like the application and I am super sa...

super fast, I like the application and I am super satisfied Reviewed on: 23rd July 2025

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