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Vanquis : Loans reviews

4.80
Based on 1,254 reviews, last reviewed 20th May 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service and easy to contact easy to deal w... Excellent service and easy to contact easy to deal with. Reviewed on: 20th May 2026
Sharon M's avatar
Sharon M

Latest lowest rating:

1

I have had the WORST experience with Vanquis bank I have had the WORST experience with Vanquis bank and would never recommend them to anyone. They prey on people who are in a financially precarious si... Read more Reviewed on: 11th September 2025
Emma O's avatar
Emma O

About this product

Vanquis Bank acts as a credit broker, not a lender, introducing customers to their partner ClearScore, who is also a credit broker.

When you apply for a loan via Vanquis, you’ll only need to provide your details once to see what offers you’re eligible for. Loan offers will be personalised to you so you can choose the right one for your circumstances.

Vanquis loan reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis Bank before, you can also leave a review and share your experience.

Review Vanquis : Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Loans reviews (1254)

Quick easy done

4
I got my loan from vanquis in 2 days, quick easy done. Reminder every month incase you forget or need to transfer. Yes i would take out another if or when needed. Reviewed on: 23rd May 2023

Loan

5
I took out a loan through my app, it was checked and approved within minuets. to days later I had the money. customer service is great and everything is very easy to understand. 5 stars in my book Reviewed on: 23rd May 2023

Life savers

5
I was struggling so much to survive till vanquish offered me a loan since then I paid all sorts off and now have money left to shop every month so thank you so much vanquish Reviewed on: 23rd May 2023

Straightforward process

5
The application and loan payment process was easy abd straightforward. Reviewed on: 23rd May 2023

So easy

5
I applied for a Vanquis loan a few months ago was so easy to do no difficult questions and approved within minutes will definitely be using this service again. Reviewed on: 23rd May 2023

Life line

5
When our credit score wasn’t good vanquis gave me a loan which was a life saver as it meant we were able to travel to Devon to see our daughter and grandchildren . Which was very important to us. We had almost given up. As a lot of loan companies turned us down The guidance and the information was professional yet explained in a friendly manner with time to process the information also emails to confirm , read and contact customer support if I had any questions. The money went into my account extremely quick. we would recommend vanquis as a great company and understanding bank with great customer support. Reviewed on: 23rd May 2023

easy to use

5
The loan was easy to set up all terms were easy to read and understand . Decision in moments and completed very quickly . Reviewed on: 23rd May 2023

Professional, helpful and understanding

5
Nothing too much trouble, keen to go the extra mile for the customer and understanding that people's circumstances can change and will help to give advice on the best available solution. Reviewed on: 23rd May 2023

Loan team

5
Super accessible excellent communication from the team buttoned up by email with a few calls to the team Thank you Vanquis Reviewed on: 23rd May 2023

Worry free lending

5
The loan application process from initial contact to payout took less than 4 working days. The convenience and ease was seamless. Provided you meet the minimum lending criteria a Vanquis Loan I well worth the little effort. The repayments are affordable and the tailored interest rates are magic! Reviewed on: 23rd May 2023

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