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Vida Home Loans: Mortgage reviews

Name: Mortgage
Rating: 1.36 (33 reviews)

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1.25

Based on 33 reviews, last reviewed 7th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

4 star

3 star

2 star

91%

Latest highest rating:

5

Definitely recommend We completed on our home today! Thank you Vida homeloans for getting us on the ladder and accepting us when no one else would. If you do go with vida... Read more Reviewed on: 10th January 2020

Latest lowest rating:

1

Vida are money grabbers. Vida are money grabbers..they make you pay numerous fees which are mentioned in the other comments.. give you hope of getting your mortgage then after... Read more Reviewed on: 7th September 2025

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About this product

Vida Homeloans provides mortgages through intermediaries. The lender claims to help borrowers in a range of circumstances, including first time buyers, expats, the self employed and more. It’s important to understand the Ts and Cs and interest rate of a mortgage. Always consult the lender or an independent advisor if you have any questions.

No matter your circumstances, finding the right mortgage and lender for your needs can be difficult. Reading customer reviews can give you valuable insight into the provider and its mortgage products. Our Vida Homeloans mortgage reviews are written by genuine customers to help you make an informed decision when choosing your lender.

Find out why borrowers chose Vida Homeloans as their mortgage lender, and how satisfied they’ve been so far. Learn which mortgage they took out, and whether they feel they made the right choice. Read about Vida Homeloans’ customer service team to learn how well it handles customer concerns. Find out if borrowers would recommend the lender and mortgage product to their family and friends. Browse through our Vida Homeloans mortgage reviews to find the ones most helpful to you.

Did Vida Homeloans help you buy your home? Tell us about your experience. If you feel comfortable, share some details about your circumstances - did Vida Homeloans help where other lenders couldn’t? What mortgage do you have? What are the main pros and cons you’ve experienced? How communicative is Vida Homeloans? Would you recommend the lender to your family and friends? Whether good or bad, write an honest Vida Homeloans mortgage review today. Together, we can help people like you make better financial decisions.

Vida Home Loans Mortgage reviews (33)

Review of the Vida Home Loans, Mortgage:

Very very very poor

Greedy crooks Hi I been with Vida for over 2 years Hi I been with Vida for over 2 years , I not happy with service . Further to this my Vida product has ended , I tried to do a product change for 9 months , calling asking for change. But they said no product changes at the moment The lack of product change ,this has put me in a difficult situation , because of the virus I was unable to Work self employed with 4 children I understand the mortgage terms conditions , but because of the virus it affected my financials. If there was no virus I would not be writing this review .Vida should respect the customer and not be so greedy and do a product change as the interest rate is at a very low and I’m paying 6.14 after product change finished. Further to this I have to pay £1000 more on my monthly payments. There must be other people in the same situation Because of Vida I await for Vida reponse to this Situation. I trying to get a new mortgage it’s very difficult because of the Economic situation at the moment. It be better for me Vida to help customers in there time of need and not take advantage of the situations , if you don’t change your policy of product Change you will put many customers in a bad situation. Further to this Vida took 8,000 in application fees for a 2 year product also, lookIng at the review I’m not the only person in the situation See title crooks below this is a copy of another Vida customer in the same situation Crooks Crooks, simple as that. I paid them £8000 in fees two years ago for a 2-yr fix at 3.14%. Now that is coming to an end, they are jacking it up to 6.64% variable and say they are not offering fixed-rate products to existing customers. Thus my repayments will jump £1,000 a month or so. Anyone out there thinking of taking a mortgage with these guys should think again. They are rip-off merchants!!! Thank you Reviewed on: 21st June 2020

Mortgage Nighrmare

Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going ahead . Then turn you down anyway .some 2 to 3 weeks later.. Reviewed on: 20th June 2017

nightmare

The whole experience has been a total nightmare. On their website they talk about how much experience \the team\" has - but dealing with them leads you to believe that they must have all been sacked by previous employers to form \""incompetent home loans\""" Reviewed on: 21st March 2017

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