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Virgin Money: Credit cards reviews

View other Virgin Money products
3.78
Based on 816 reviews, last reviewed 14th Aug 2026
133% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Quick balance transfer card Needed a quick balance transfer card for short term purchase with lowest fee and 3 year 0% - Virgin had the best deal on offer and the process of borr... Read more Reviewed on: 14th August 2026
Julie W's avatar
Julie W

Latest lowest rating:

1

Unprofessional behaviour by senior investigators Till two weeks ago they were great, they blocked me from the app so couldn’t view statements, staff rather blame the customer than investigate why thi... Read more Reviewed on: 18th July 2026
Neil B's avatar
Neil B
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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (816)

Solid card

4
Gave me everything needed after my last card provider let me down Reviewed on: 31st December 2018
Adam Rombach's avatar
Adam Rombach

Fab

5
Easy to use website, everything in one place. Great loyalty programme Reviewed on: 31st December 2018
Sueb's avatar
Sueb

Great Card, Great Perks

5
This is probably the best card i've had, and i'm not kidding. I managed to take the wife to vegas with the airmiles! Happy Wife Happy Life... thanks to this credit card!! Reviewed on: 31st December 2018
Manjit's avatar
Manjit

Amazing and Easy

5
Good access to website. Really appreciate using contact for payment of £30. Transfer rates are excellent. Look forward to receiving my Flying Club miles and using them towards transatlantic flights. Reviewed on: 31st December 2018
Carol Hartley's avatar
Carol Hartley

Success story

5
I thoroughly enjoy using my Virgin Money Credit card to purchase most items. I look forward to receiving my Flying Club miles and appreciate the benefits of using my Air-miles. Reviewed on: 31st December 2018
Carol Hartley's avatar
Carol Hartley

Success story

5
Thoroughly enjoys using my Virgin Money Card. I look forward to receiving my Flying Club points and appreciate the benefits. Reviewed on: 31st December 2018
Carol Hartley's avatar
Carol Hartley

Easy and painless

5
Easy to use website. Quick decisions and updating Reviewed on: 31st December 2018
Chris's avatar
Chris

Quick and stress free

5
Easy to use online for even techno phobias dinosaurs like me, like updating preferences or applying for occasional cash transfers . Fast decisions. Reviewed on: 31st December 2018
Chris's avatar
Chris

Online services

2
Credit card works well, especially worldwide transactions, however in this day and age there should be an app or a better online experience, Virgin falls far behind all my other financial products in this area, improving this would change my rating considerably Reviewed on: 31st December 2018
Martyn Pain's avatar
Martyn Pain

Easy application process and set-up.

4
Easy application process and set-up. Generous credit limit offered at time of application. Easy online interface. Negatives: Introductory 0% rate on purchases only applies to purchases made it the first 56 days. Balance transfers to to card during the 0% rate appear to be subject to a 2.90% transfer fee which is somewhat disappointing as I thought that there would be no fee (ie. same as purchases) Reviewed on: 31st December 2018
Dan Dan Geg's avatar
Dan Dan Geg

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