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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.93 (222 reviews)

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4.91

Based on 222 reviews, last reviewed 11th Jul 2025

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Always courteous, kind & helpful I've been fortunate enough to have been a recipient of several loans, but even when they couldn't help me their customer care is still outstanding. Reviewed on: 11th July 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (222)

Helpful and efficient

Very helpful and interest low to help people like me who are on low income and working. Reviewed on: 16th May 2022

Fabulous

I have been with wave for a long time and never had any issues, always polite , helpful and cheerful on the phone Reviewed on: 16th May 2022

Great community bank

I have saved with Wave for a long time and think they are a great community bank. Reviewed on: 16th May 2022

Great people and ethical

Been saving for years due to being ethical Reviewed on: 16th May 2022

Request to withdraw funds

Having joined Wave Community bank last November, I wanted to treat myself to a few months worth of savings to purchase some things for the new flat I'm renting in. Wave made it incredibly easy to make the withdrawal and a few hours after my initial call, the funds were in my current account. Staff are caring and polite and I have sensed with any enquiries I have made that they are engaged in trying to provide a good service. Reviewed on: 16th May 2022

Very satisfied with their services!

I needed an urgent loan. They answered me very quickly, they were very professional and very prompt and soon I got the loan. Thank you for all your hard work and I will recommend it with confidence to all my friends. Reviewed on: 16th May 2022

The best credit card

You did not judge me thru my credit score but you have considered my situation when i needed help the most. For me, You are the best. Reviewed on: 16th May 2022

Helped me when nobody else would.

Wave helped me secure a deposit for my privately rented flat. In return that I pay £20 a month. I was well and truly on my ass having just been released from HM prison, I had pretty much lost everything through my own wrongdoing, however wave helped me to lay the foundations for positive change. I'm currently still in the same property 2 years on living an honest and productive life. Reviewed on: 16th May 2022

Number one Community Bank of the Nation

Excellent loan offers and lowest interest rates in the country. The Apps are user friendly and very interactive. Reviewed on: 16th May 2022

Handy and easy to use

Very happy setting up my account online and making a regular deposit. Communications are always clear and timely Reviewed on: 16th May 2022

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