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Zable: Credit Card reviews

4.94
Based on 30,736 reviews, last reviewed 16th Jun 2025
23764% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Excellent service and rates. Excellent service and rates. Any queries always answered directly Reviewed on: 16th June 2025
Paul Mcdermott 's avatar
Paul Mcdermott

Latest lowest rating:

2

My experience is poor, unable to build up credit wit... My experience is poor, unable to build up credit without giving access to my bank account, very intrusive and not private. Reviewed on: 12th June 2025
HammeredSimon's avatar
HammeredSimon

About this product

Zable offers a credit card designed to help users build or improve their credit score. It features a quick application process, and the card can be used instantly through Apple Pay or Google Pay with a virtual card. The card includes spending alerts via the Zable app.

Are you a Zable customer? Let others know about your experience by leaving a review on Smart Money People.

Zable Credit Card reviews (30736)

Review of the Zable, Credit Card:

Easy to use friendly service

5
Easy to use and I like the fact that when you make a repayment it’s available immediately. Customer service is great and helpful Reviewed on: 7th June 2024

Always in touch with customer to build ur card

5
Good company all in all never had problems with this Reviewed on: 16th June 2025

Simple from the get go!

5
So easy to use from start to finish-application not daunting at all. Everything you need to help you is in the App Reviewed on: 16th June 2025

Would absolutely recommend

5
Very professional,Very excellent,great teamwork with great customer service also.. would absolutely recommend it also love the features and perks you get also while having a range of bonus awards Reviewed on: 16th June 2025

Good customer service and payment details

5
Good customer service and payment details Reviewed on: 15th June 2025

Zable is east to access and help me a lot.

5
Zable is east to access and help me a lot. Reviewed on: 15th June 2025

easy to use and simple agreement

5
easy to use and simple agreement Reviewed on: 15th June 2025

Fantastic company gave me a chance to build my credit

5
Fantastic company gave me a chance to build my credit and have even been giving me fair increases. Customer service on hand if any issues arise and am grateful for what this company has helped me achieve and thanks to this card my credit has boosted and am not able to go on the mortgage with my husband. Reviewed on: 15th June 2025

Great for building credit

5
I recently got the Zable Credit Card in order to improve my credit as a new uni student. As someone just starting to build credit, I thought it could be a good option. The sign-up was easy, and I got a virtual card almost instantly, which was cool. It’s also nice that it reports to all the major credit bureaus, so I can see my credit score improve over time. The app is super user-friendly, and I like being able to track my score right there. On the downside, the APR is pretty high (48.9%), which makes me hesitant to carry a balance. Plus, there are no rewards or cashback like some other cards, so it’s really just about building credit. A few other people have mentioned some security issues, but I haven’t had any problems so far. Reviewed on: 15th June 2025

Easy going /quick earning credit up

5
Easy going /quick earning credit up Reviewed on: 15th June 2025

Quick simple and easy

5
It is just a simple easy way to access credit and such good options to pay back Reviewed on: 15th June 2025