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Zable: Credit card reviews

View other Zable products
4.94
Based on 49,743 reviews, last reviewed 2nd Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

I love the services and the fact that I was given £3... I love the services and the fact that I was given £30 for referring Zable Reviewed on: 2nd January 2026
Omonkiere's avatar
Omonkiere

Latest lowest rating:

1

Fraudulent Someone got hold of my card details unbeknownst to me and one of the purchases made in Scotland while I was in Spain Zable said its my fault for not p... Read more Reviewed on: 25th September 2025
Chris Williams 's avatar
Chris Williams
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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

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Zable Credit card reviews (49743)

great skills and customer experience with a easy pro...

5
great skills and customer experience with a easy process Reviewed on: 7th June 2024
Mark A's avatar
Mark A

Easy to use and apply, card came quickly and app ver...

5
Easy to use and apply, card came quickly and app very good Reviewed on: 7th June 2024
Chris G's avatar
Chris G

Great company when needing extra bit of funding for...

5
Great company when needing extra bit of funding for unforeseen circumstances Reviewed on: 7th June 2024
Beverly C's avatar
Beverly C

very easy and good product for credit rating

5
Very easy and good product, the whole process was easy to do and the app is super easy to use. Reviewed on: 7th June 2024
roelie nixon's avatar
roelie nixon

Easy to use app

5
Great credit limits. Fantastic customer support. Easy to use app. Everything at your fingertips. Reviewed on: 7th June 2024
Julie Roberts's avatar
Julie Roberts

Good so far no issues and pretty easy to navigate th...

4
Good so far no issues and pretty easy to navigate the app Reviewed on: 7th June 2024
Matthew L's avatar
Matthew L

Review of Zable Credit Card Company

5
Review of Zable Credit Card Company I recently had the opportunity to use the Zable credit card, and I would like to share my experience in detail. Overall, I found Zable to be a solid option for those looking for a straightforward credit card with some unique features, although there are areas where they could improve. Features and Benefits User-Friendly Application Process: One of the standout features of Zable is its seamless online application process. The form was easy to fill out, and I received an approval decision within minutes. This convenience is a big plus for those who value efficiency. No Annual Fee: Zable offers a no annual fee structure, which is a significant benefit. Many credit cards in the market charge yearly fees, so this makes Zable an attractive option for budget-conscious consumers. Competitive Interest Rates: The interest rates offered by Zable are competitive. While they are not the lowest in the market, they are reasonable, especially considering the no annual fee aspect. Cashback Rewards: Zable provides a decent cashback rewards program. Users can earn cashback on everyday purchases, which can be a nice bonus over time. The rewards program is straightforward and easy to understand. Customer Service: My experience with Zable's customer service has been positive. The representatives were knowledgeable and quick to resolve my queries. The availability of multiple channels for support, including phone and online chat, adds to the convenience. Drawbacks Limited Additional Perks: While Zable excels in simplicity, it lacks some of the additional perks that other credit cards offer, such as travel insurance, purchase protection, or extended warranties. If you are looking for a card with extensive benefits, this might be a drawback. Moderate Credit Limit: For new users, the initial credit limit might be on the lower side compared to other credit cards. While this might improve with consistent usage and timely payments, it could be a limitation for those who need a higher limit upfront. No Balance Transfer Option: Zable currently does not offer a balance transfer option. For users looking to consolidate debt from higher-interest cards, this could be a significant disadvantage. Mobile App Experience: The Zable mobile app is functional but could use some improvements in terms of user interface and additional features. Enhancements such as transaction categorization or more detailed spending insights would be welcome additions. Conclusion In conclusion, Zable is a good choice for those seeking a no-frills credit card with no annual fee and a straightforward cashback rewards program. The easy application process and solid customer service are definite positives. However, if you are looking for a card with extensive perks and higher initial credit limits, you might need to explore other options. Overall, I would recommend Zable for individuals who prioritize simplicity and cost-effectiveness in their credit card choice. Reviewed on: 7th June 2024
Nate's avatar
Nate

Zable is so simple to use and easy to manage...

5
Zable is so simple to use and easy to manage i love it Reviewed on: 7th June 2024
RJ T's avatar
RJ T

One of the Best Card Apps

5
Easy application and Easy App, everything is efficient and quick. Reviewed on: 7th June 2024
Sera P's avatar
Sera P

I enjoy NY card.

4
I enjoy NY card. It builds my credit Reviewed on: 7th June 2024
Hassan's avatar
Hassan

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