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Zempler Bank : Business account reviews

4.75
Based on 9,889 reviews, last reviewed 20th Jun 2026
51% decrease in 5 star reviews
in the past 90 days
60% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent Bank Excellent Seevice Highly Recommend Reviewed on: 20th June 2026
Faisal Hussain 's avatar
Faisal Hussain

Latest lowest rating:

1

Our account has been playing up for the past few days. Our account has been playing up for the past few days. The inconvenience it has caused is terrible. We cannot pay our suppliers, wages payout cannot b... Read more Reviewed on: 24th April 2026
Bahar ceyhan's avatar
Bahar ceyhan

About this product

Zempler Bank offers business accounts with no monthly fees, FSCS protection, and tools for managing finances. Features include UK-based telephone support, 24/7 fraud monitoring, in-app and online banking. Zempler Bank say they are dedicated to supporting small businesses with reliable banking solutions.

This review account was formerly for Cashplus, who rebranded to Zempler Bank on 9 July 24.

If you have used Zempler Bank , please leave a review on Smart Money People so other businesses can hear about your experience.

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Zempler Bank Business account reviews (9889)

Perfect everything best Coustemers service

5
Perfect everything best Coustemers service Reviewed on: 21st March 2024

Positive experience overall!

4
I did have an issue whereby my account was temporarily suspended, although reinstated eventually, which wasn't great. What was good though, was that I was paying a Cashplus Bank subscription, although it wasn't really suited to me as a small start up business. Cashplus Bank recommended another type of account that was more suited to me currently, which ended up saving me money. So a bitter sweet experience! Overall though, I like the simplicity of the app and banking with Cashplus. Reviewed on: 21st March 2024

Very good, I’m so happy

5
Very good, I’m so happy all customer service everything very good Reviewed on: 21st March 2024

Fantastic and easy to use app experience!

5
Fantastic and easy to use app experience! Reviewed on: 21st March 2024

Perfect option for small businesses

5
Perfect option for small businesses Reviewed on: 21st March 2024

Easy to open , good features of cash back every...

5
Easy to open , good features of cash back every month Reviewed on: 21st March 2024

Froze our account as soon as we tried to withdraw money

1
Opened a business account 2 months ago, no problems there - provided all the ID asked for to open the account. We had customers pay us over £20,000 in to the account yesterday and we tried to log in to online banking to transfer some funds to pay staff and supplier - cashplus blocked the account completely. Customer service said they sent an email last night with a link to fill out some more info, the same ID info they had to open the account - we have had to send this info by recorded delivery and advised they would update us in 5 working days of receiving the documents - not that they would reinstate the account! This now means we have no funds to operate the business or pay staff before easter weekend...... Literally at my wits end. Bad times. Reviewed on: 20th March 2024

Great bank

5
Does exactly what I need from a business account Reviewed on: 20th March 2024

have a second account here.

3
have a second account here. good, can be expensive, but good customer service Reviewed on: 18th March 2024

Expensive, behind the times, but lovely staff

2
I think Cashplus is quite expensive as a small business bank account. It doesn't seem to be set out to help small businesses thrive, the charges for cashing in, cashing out, transfers, missed payments, etc. are more than other banks I have been with before. I think the app doesn't have enough features and is quite hard to use, you have to log in on a computer for a lot of things. I think it's not as good as other business banking apps I've used before. You can also not have your card on apple pay which is quite inconvenient. The customer service team are lovely when you need to speak to them its just sometimes a bit of a faf to get through and to sort things. Reviewed on: 13th March 2024

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