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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1261 reviews)

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4.95

Based on 1,261 reviews, last reviewed 15th Jun 2025

10% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1261)

Great experience, good savings and progression

Great experience, good savings and progression Reviewed on: 17th January 2025

Zopa is super!

Zopa is really helping me manage my finances in retirement. Moving money is so easy and interest rates are excellent. Reviewed on: 17th January 2025

High Performance finance with easy to use App Interface

Easy to use app, great rates, novel systems that work for all involved. Reviewed on: 17th January 2025

The app is easy to use, money transfers quickly when...

The app is easy to use, money transfers quickly when needed and rates are fairly competitive. Reviewed on: 17th January 2025

No delays in money transfer and good notifications.

No delays in money transfer and good notifications. Reviewed on: 6th December 2024

So easy...

So easy to set up an account and manage it on their app and great rates too! Reviewed on: 22nd September 2024

The automated ISA Transfer process is exemplary.

The automated ISA Transfer process is exemplary. Took just a few minutes online (on my phone) and the transfer was actioned in days. No physical paperwork, no stamp, no delays - done and dusted without a fuss. Reviewed on: 23rd August 2024

Lightning fast ISA transfer

I initiated an ISA transfer to ZOPA via the app. No further admin, no mailing, the ISA matured on 27 July and was in my ZOPA account by 31 July. Exemplary service! Not only good rates but earning them in mere days rather than weeks. Brilliant! Reviewed on: 1st August 2024

Easy access, good rates, good experience!

Easy access, good rates, good experience! Have had a really good experience with Zopa's ISAs, allows me to save at good interest rates whilst still having easy access to my money when needed! The pots are great too for organising my finances :) Only downside is that when I switched banks I couldn't access my funds for a day or so whilst it switched - but it all got sorted in the end! Reviewed on: 25th May 2024

So easy to use app & great rates for savings!

So easy to use app & great rates for savings! Reviewed on: 24th May 2024

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