Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,535 reviews, last reviewed 12th Mar 2026
26000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026
Colin f's avatar
Colin f

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1535)

Monthly Interest at a great rate

5
I transferred my cash ISA over and get monthly interest instead of yearly. this really helps with my cash flow. Reviewed on: 24th February 2025

It's easy.

5
It's easy.. that's it. My brother set it up for me, I can put in and take out when I want. Easy to access, easy to see what I've saved and spent. Reviewed on: 24th February 2025

All very efficient and an easy app to manoeuvrre

5
All very efficient and an easy app to manoeuvrre Reviewed on: 23rd February 2025

Great communication and easy to use app

5
Great communication and easy to use app Reviewed on: 23rd February 2025

My Review

5
Easy to use app and informative.Logging in is easy as well. Reviewed on: 23rd February 2025

Easy to transfer and good interest rate

5
Easy to transfer and good interest rate Reviewed on: 22nd February 2025

Easy to add and move your money via Zopa competitive...

5
Easy to add and move your money via Zopa competitive interest rates makes Zopa a good choice Reviewed on: 17th February 2025

Extremely easy to use.

5
Extremely easy to use. Clear straight forward app and not too much sales stuff. Reviewed on: 17th February 2025

It was clear how the product would operate.

5
It was clear how the product would operate. It showed an attractive interest and also that it was a variable rate and could change. I liked the fact that I could bring in my ISAs from other providers. Reviewed on: 16th February 2025

Convenient easy to use online account(s)

5
Convenient easy to use online account(s). Simple to use app. Reviewed on: 7th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5944 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8041 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43470 reviews
    Zopa
    View all products