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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

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4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1535)

Zopa give great rates and service

Zopa have always provided some of the best rates in the market for ISA and savings account. Their apps are simple and very efficient and money transfers have been very prompt. I just wish all banks were the same Reviewed on: 21st January 2025

Easy to use app

Love how easy it is to move money from one account to another Reviewed on: 21st January 2025

I think the app is very simple and user friendly and...

I think the app is very simple and user friendly and I get a competitive rate on my ISA. Reviewed on: 21st January 2025

Save with no other bank than Zopa!

As I took my first strides in my professional career, I realised that I needed a savings account since savings account of my main bank wasn't very competitive. After a deep dive of saving accounts and lengthy searches on the internet. I decided to go with Zopa which offered a superb ISA interest rate with for new customers and I've been pleased since. The customer service and product offered is unpaired by any other competitor. I can also say that I am pleased to have been part of their Beta Bank programme and I look forward to any new products rolled out by Zopa. Reviewed on: 20th January 2025

A friend told me about Zopa and the excellent rates...

A friend told me about Zopa and the excellent rates on offer. I am certainly not disappointed. Reviewed on: 20th January 2025

Best and easy bank to save with

Brilliant quick and easy to open any accounts, savings or USA and I would tell anyone thus Reviewed on: 20th January 2025

User-Friendly Money Monitoring

Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

Smart ISA

The app is very easy to use. The ability to deposit and withdraw at the click of a button is so welcome. Reviewed on: 20th January 2025

Best saving platform , excellent isa rates

Best saving platform , excellent isa rates Reviewed on: 20th January 2025

Straight forward, simple, good rates and no problems...

Straight forward, simple, good rates and no problems in 12 months. Reviewed on: 20th January 2025

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