Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,261 reviews, last reviewed 15th Jun 2025
7% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025
Sarah B's avatar
Sarah B

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1261)

First class service

5
Zopa offers really good interest rate on their Flexible cash ISA. Using the Zopa app is so easy and secure, First class service always , great communication, Thanks Zopa Reviewed on: 12th April 2024

Great flexibility and interest rate

5
Easy to use and can withdraw or add money as often as you need . Plus the interest rate is very competitive Reviewed on: 12th April 2024

Very easy to use.

5
Very easy to use. Great interest rates Reviewed on: 12th April 2024

Smart and easy to use.

5
Smart and easy to use. Set up straight forward and simple to use. Reviewed on: 12th April 2024

Straightforward, successful saving

5
Really simple and easy to use app. Excellent way to manage savings, and the interest rates are great. I’ve recommended to several friends trying to make their money go further. Really satisfying with the monthly interest paid. Super easy to manage multiple pots for different funds. Reviewed on: 12th April 2024

Excellent ISA savings account, also Easy access savi...

5
Excellent ISA savings account, also Easy access savings and credit card. Having the ability to save as well as having the credit card is a very handy service. Reviewed on: 12th April 2024

Fast, easy to use and slick app.

5
Fast, easy to use and slick app. Never had an issue with them (unlike other companies) Reviewed on: 12th April 2024

Quick and easy to save and keep track of your savings

5
Easy to keep track, quick and easy to transfer and save as well as withdrawal, love the pots and the boost function and good easy access Reviewed on: 12th April 2024

Simple app to use, no complications like some other...

5
Simple app to use, no complications like some other banking apps & good interest. Reviewed on: 12th April 2024

Excellent transfer of ISA, was done so quickly

5
Excellent transfer of ISA, was done so quickly Reviewed on: 12th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products