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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Straight forward, simple, good rates and no problems...

Straight forward, simple, good rates and no problems in 12 months. Reviewed on: 20th January 2025

Easy account set up and excellent saving rates !

Easy account set up and excellent saving rates ! Reviewed on: 19th January 2025

User friendly flexible ISA

The smart ISA has the flexibility I need with a reasonable rate. The app is very user friendly. Reviewed on: 19th January 2025

The app is so easy to use

The app is so easy to use especially for an older person who is not tech savvy. And not forgetting the great interest rates. Reviewed on: 19th January 2025

Very easy to open a ISA account.

Very easy to open a ISA account. Also a easy access, very impressed Reviewed on: 19th January 2025

Easy app helpful advisors.

Easy app helpful advisors. Tools are easy to use money is fast to deposit withdrawn easy breaks down of interest Reviewed on: 19th January 2025

Transfer of ISAs into Zopa Smart ISA

I transferred in a couple of my ISAs to Zopa and was with them for a year until I decided to move them a provider with a better rate. I was very happy with the service during my time with them and would happily return if the interest rate returned to be more competitive. Reviewed on: 19th January 2025

All going well

Good app, decent rate of interest & no troubles so far. Reviewed on: 19th January 2025

Excellent user friendly app

Very easy to use app. Very easy withdrawing or adding money. Very good savings rate on ISA Reviewed on: 19th January 2025

An excellent service

Best interest rates, easy to set up and manage Reviewed on: 19th January 2025

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