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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

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4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1535)

Simple to use, app works well!

Simple to use, app works well!. Would recommend. ,................................................... Reviewed on: 18th January 2025

One of the most reliable banking apps I've used

One of the most reliable banking apps I've used, everything just works and the interest rates are decent Reviewed on: 18th January 2025

Seamless - easy to use and navigate

Seamless - easy to use and navigate Reviewed on: 18th January 2025

I like the flexibility of the Smart ISA account.

I like the flexibility of the Smart ISA account. The ability to add and move money is very helpful. It is easy to use, secure and access Reviewed on: 18th January 2025

Well done Zopa !!

After several years with Zop a without a single hiccup and a very fair rate of return on my investments , what is there to complain about. Reviewed on: 18th January 2025

Excellent online account.

Excellent online account. Easy to understand and manoeuvre around the app. Excellent interest rate. Excellent update communication. cannot fault Zopa at all considering I am a person who generally banks with household named banks. Reviewed on: 18th January 2025

So easy to set up & transfer my ISA.

So easy to set up & transfer my ISA. Great rates - I recommended it to my daughter, who now has an account. We love the separate pots! Reviewed on: 18th January 2025

Brilliant.

Brilliant. Good rates. Easy to use. Reviewed on: 18th January 2025

Zopa offered the best interest rate at the time.

Zopa offered the best interest rate at the time. It was easy to open an account, and easy to navigate the apps Withdrawls and deposits simple to request. Overall a pleasant and hassle free experience. Reviewed on: 18th January 2025

Very happy customer

Easy process to open account and transfer ISA money in. I like that it is a flexible ISA and you can split it money into different savings pots. Very easy to use app. No problems to add money or withdraw money. Overall a very good product. Hope they will maintain competitive interest rates as zi don’t want to move accounts!! Reviewed on: 18th January 2025

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