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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Reliable and efficient online only account

Reliable and efficient online only account Reviewed on: 18th January 2025

Good rates good customer experience when I call them

Good rates good customer experience when I call them Reviewed on: 18th January 2025

Great company to save with

Always offer a conpetitive savings rate and have an app that is so easy to use Reviewed on: 18th January 2025

Great Accessibility

Easy and simple opening process with the account at a competitive rate Reviewed on: 18th January 2025

Excellent savings rate and money management tools.

Excellent ISA savings rate plus easy access without affecting the rate. APP is simple to use with all your money in one place. Moving money between other bank accounts and within Zopa savings and ISA accounts takes a few keystrokes. So easy to manage your finances. Reviewed on: 18th January 2025

Easy set up n good rates

Accounts are easy to set up n manage and very competitive interest rates. Reviewed on: 18th January 2025

Excellent online service

Excellent online service, easy to use and set up, very good notification of any changes or offers, competitive rates of interest, loyalty is rewarded, has easy access to savings. Reviewed on: 18th January 2025

New 7% Savings Account!

I have had a few accounts with Zopa for almost 2 years and recently opened another account transferring £300 a month which gives 7% interest! Happy with Zopa? You bet I am! Reviewed on: 18th January 2025

Easy app and easy to transfer money.

Easy app and easy to transfer money. Reviewed on: 18th January 2025

Great app, really good rates and flexibility about h...

Great app, really good rates and flexibility about how you save your money with boosted pots for locking in longer periods or easy instant access. App is easy to use. Been with them a few years now and love it. Reviewed on: 17th January 2025

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