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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Great app, really good rates and flexibility about h...

Great app, really good rates and flexibility about how you save your money with boosted pots for locking in longer periods or easy instant access. App is easy to use. Been with them a few years now and love it. Reviewed on: 17th January 2025

The process has been very straightforward

The process has been very straightforward Reviewed on: 17th January 2025

Easy to use

Easy to use, all App based, easy to see how saving are growing Reviewed on: 17th January 2025

Design so great you dont need to seek support

Design of UI and content makes it so easy to use you dont need to seek any advice and the rates are just amazing! Reviewed on: 17th January 2025

I love the flexible ISA pots!

Very easy to set up my flexible ISA and love having different pots in one ISA including instant access and fixed term pots. Reviewed on: 17th January 2025

Easy to use app

Easy to use app. Pots make separating savings so simple and the interest rates are so good. Moving money in pots or to external accounts is extremely easy but very secure. Reviewed on: 17th January 2025

All great, easy to use and good products

All great, easy to use and good products Reviewed on: 17th January 2025

Fab product

Easy to use app, love flexibility of product, good rate Reviewed on: 17th January 2025

Zopa Smart ISA

- **Ease of Product Purchase Using the App** - User-friendly and intuitive interface. - Quick and straightforward setup process. - Convenient mobile access for on-the-go management. - **Highly Competitive Cash ISA Interest Rates** - Attractive interest rates compared to industry standards. - Consistent rate updates to remain competitive. - Transparent rate information available within the app. - **Seamless ISA Transfer Process** - Automated and efficient transfer system. - Minimal paperwork and hassle-free experience. - Prompt notifications throughout the transfer process. - **Excellent Customer Service** - Responsive and knowledgeable support team. - Personalized assistance available via multiple channels. - High satisfaction ratings from existing customers. Reviewed on: 17th January 2025

Smart ISA is smart

The smart ISA is so easy to use and because I can put money in and take it out, I can get in the habit of saving directly into my ISA every month without having to worry about “what if I need that money next month” Reviewed on: 17th January 2025

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