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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Very easy to open account and use the app

5
Very easy to open account and use the app Reviewed on: 6th April 2024

Everything clearly explained without being patronising

5
Everything clearly explained without being patronising Reviewed on: 2nd April 2024

Helpful Advisors who will help with any concerns.

5
Helpful Advisors who will help with any concerns.easy to use App to navigate all products on offer and help you select the best choices of products for yourself.Each product is explained thoroughly with benefits and drawbacks all explained Reviewed on: 15th March 2024

Fabulous for setting up yourself for the future

5
Fabulous for setting up yourself for the future Reviewed on: 14th March 2024

Professional friendly service.

5
Professional friendly service. Good interest rates Reviewed on: 11th March 2024

Very flexible and simple savings option love it!

5
Very flexible and simple savings option love it! Reviewed on: 11th March 2024

I really like the flexibility of being able to inves...

5
I really like the flexibility of being able to invest on an ad hoc basis. This is a much better product than the ISA my wife took out this year from an alternative provider. Reviewed on: 10th March 2024

Easy to open.

5
Easy to open. Monthly updates. The App is easy to navigate and you can see all your other accounts in one place. The App also has a handy way to see your “borrowing score”. I wish I found Zopa earlier. Reviewed on: 10th March 2024

My experience they are current with giving informati...

5
My experience they are current with giving information to customers. Very helpful on the phone. Reviewed on: 9th March 2024

Easy and great rates

5
Easy to open and transact. Great savings rates. Reviewed on: 9th March 2024

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