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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

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4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Great App Backed by a First-class System

The Zopa app is very easy to use and money can be added and withdrawn almost instantaneously. Zopa keeps track of ISA transactions so you always know how much of your allowance remains and pays a top rate of interest. Reviewed on: 17th January 2025

Smart ISA

Easy to set up and save in the SMART flexible easy acess ISA Reviewed on: 17th January 2025

Great rates and unbeatable fast transfers

Great rates and unbeatable fast transfers Reviewed on: 17th January 2025

Interest rate much better than my bank.

Interest rate much better than my bank. Reviewed on: 17th January 2025

Simple to use app, different accounts and good rates

Simple to use app, different accounts and good rates Reviewed on: 17th January 2025

Easy to set up and transfer money.

Easy to set up and transfer money. Excellent interest rate. Easy to use app Reviewed on: 17th January 2025

Well done Zopa!!

I’ve been with Zopa since September and up to now I’ve been very happy. I have several accounts and they all pay interest each month, with good interest rates. Whenever I ring customer service they are always very polite. All Good!! Reviewed on: 17th January 2025

Plenty of clear advice and information given in a no...

Plenty of clear advice and information given in a non patronising way Reviewed on: 17th January 2025

Great app & interest rates

Everything is very easy to use in the app. Interest rates are market leading and bank transfers in/out are super fast. The app also offers lots of extras that not many other savings company’s do. It makes saving enjoyable! Reviewed on: 17th January 2025

Good interest rate and easy to use.

The app is easy to use and it integrates well with my bank. Decent interest rates. Reviewed on: 17th January 2025

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