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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

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4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1535)

Easy access ISA

Easy access-competitive rate-managed through an app Reviewed on: 17th January 2025

Zopa is great.

Zopa is great. Excellent easy to use App, great rates, innovative ways of earning higher interests and straightforward, clear communication. Highly recommended! Reviewed on: 17th January 2025

Zopa is the best saving account

I love Zopa, it's so easy to save with and transfer money to and from it. Whenever I have any issues, their support team are very efficient in sorting it out Reviewed on: 17th January 2025

Just excellent.

Just excellent. Information passed promptly whether rates going up or down. Reviewed on: 17th January 2025

Very easy to open the ISA and manage

Very easy to open the ISA and manage Reviewed on: 17th January 2025

Have been a customer for a number of years

Have been a customer for a number of years, service is excellent and always competitive interest rates Reviewed on: 17th January 2025

The best ISA I could find.

The best ISA I could find. I compared the market for best interest before choosing Zopa, It also allows me to view all my accounts and check investment options. Reviewed on: 17th January 2025

GREAT SMART ISA

I have been very impressed with Zopa. Easy app to use. Easy to set up and operate accounts . Easy to withdraw. Most of all Great rates of interest! Reviewed on: 17th January 2025

The Zopa App and Smart ISA

It’s very easy to use the Zopa App and the Smart ISA is very easy to manage putting money in and taking it out. Also with different pots it’s easy to separate my money for different projects. Reviewed on: 17th January 2025

What’s not to like

Effortless savings vehicle and free from tax Reviewed on: 17th January 2025

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