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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Efficient and easy to use via the app and clear to u...

5
efficient and easy to use via the app and clear to understand the products available. Reviewed on: 4th March 2024

Great rates and easy to use.

5
Great rates and easy to use. Flexible approach and options give a great feeling of control over savings approach. Highly recommended and hope that Zopa continue this customer first approach to banking. Reviewed on: 4th March 2024

Super savings

5
Simple to set up, great savings rates close to the best in the market, and lots of options to support saving. Feels like they are genuinely there for the customer. Reviewed on: 4th March 2024

Ok, but had trouble transferring my isa

5
Ok, but had trouble transferring my isa Reviewed on: 4th March 2024

Simple clear website

5
Easy to use website. Would have got five stars if interest rate was a little higher. Reviewed on: 3rd March 2024

Awesome bank.

5
Awesome bank. First class service and communication. Reviewed on: 3rd March 2024

Easy to use access, reliable.

5
Easy to use access, reliable. 24hr Reviewed on: 3rd March 2024

Transfer went like a dream

5
Transfer went like a dream, very helpful and friendly communication Reviewed on: 3rd March 2024

Great value isa with few restrictions for withdrawals

5
Great value isa with few restrictions for withdrawals Reviewed on: 3rd March 2024

Very easy to setup,staff on phone extremely helpful

5
Very easy to setup,staff on phone extremely helpful Reviewed on: 3rd March 2024

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