Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,535 reviews, last reviewed 12th Mar 2026
26000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026
Colin f's avatar
Colin f

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1535)

When I move money it’s transferred immediately

5
When I move money it’s transferred immediately Reviewed on: 17th January 2025

Easy to open and transfer ISA in

5
Easy to open and transfer ISA in, and the ability to take out savings and put back in without affecting your ISA obligations is great. Reviewed on: 17th January 2025

Really easy app, great products and excellent service

5
Really easy app, great products and excellent service Reviewed on: 17th January 2025

Great app, easy to use and fast transactions.

5
Great app, easy to use and fast transactions. Aotomatic linking to other accounts is so easy. User interface is easy to navigate and understand. Reviewed on: 17th January 2025

Always market leader with rates.

5
Always market leader with rates. Easy access to all savings accounts and lots of products on offer. Love that through the one app I can now view my credit card and bank balances with other providers. Saves time. Reviewed on: 17th January 2025

Easy to set up.

5
Easy to set up. A great app and great rates Reviewed on: 17th January 2025

One of the best ISA.

5
Really easy to use service from Zopa. Interest rates are competitive even though there are better rates available elsewhere, I found zopa services to be smooth. Reviewed on: 17th January 2025

Their App is very easy to use

5
Their App is very easy to use and the interest rates are competitive. Reviewed on: 17th January 2025

Is a super easy tu use app and give me great rates f...

5
Is a super easy tu use app and give me great rates for my saving. I am very happy Reviewed on: 17th January 2025

Savings pots rule

5
Have got an ISA with them, the pots are incredible for saving for different goals within the same account. It’s easy to top up too. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8042 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43483 reviews
    Zopa
    View all products