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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

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4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1535)

Zopa is transparent, user-friendly and quick to set-up

I use the Cash ISA pots with Zopa, its extremely user friendly to see what is in my pots and what interest I am earning through the app, and is so easy to withdraw and add money. I find the website and app are transparent and clear about savings/interests and fees. I originally chose Zopa because it was easy to sign-up and open an account and it offered the best ISA interest rates at the time. I can see they have a new savings product which is a fixed savings account for as high as 7.5% interest on savings. Really great! I have recommended this product and bank to family and friends for all of these reasons! Reviewed on: 17th January 2025

Excellent product.

Excellent product. Very easy to transfer money in and out. Interest is calculated monthly and at a good rate. Most flexible ISA I have found at this rate. Reviewed on: 17th January 2025

Using the app to manage your accounts is very easy

Using the app to manage your accounts is very easy with lots of good features to allow you to move your money around and have several saving pots if needed Reviewed on: 17th January 2025

easy to use, great and simple app.

easy to use, great and simple app. always keep me informed of updates and new products Reviewed on: 17th January 2025

I fond Zopa's Flexible ISA particularly useful

I fond Zopa's Flexible ISA particularly useful and hope to open my third in April. Reviewed on: 17th January 2025

So easy to setup and the tech just eoekd

So easy to setup and the tech just eoekd Reviewed on: 17th January 2025

Recommended by Which?

Recommended by Which? Very easy to open an ISA account and now I have additional accounts. Very pleased. Reviewed on: 17th January 2025

Setting up the app was really quick.

Setting up the app was really quick. Regular communication about what's happening with interest rates etc. very very easy to use. Very happy customer. Reviewed on: 17th January 2025

Competitive rates, easy to use.

App is very easy to use, and Zopa provides very competitive interest rates for savers. Reviewed on: 17th January 2025

The interest rates are fair, the app is amazing and...

The interest rates are fair, the app is amazing and it’s super easy to manage my agreements. I have even recommended Zopa to a family member who have also had a fantastic experience using their loan service Reviewed on: 17th January 2025

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