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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

51% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

all good thanks - good value and easy to manage

all good thanks - good value and easy to manage Reviewed on: 29th February 2024

Cash ISA

Great interest rate, really easy to transfer ISA, easy to use app, no issues, would recommend. Reviewed on: 29th February 2024

The best Savings App

Have held a Zopa account for over a year, and it's the best thing I've done. I've recommended to others too. It's so easy to use and divide your savings into pots, without losing any of the really good interest rates. Recently, I opened an ISA pot (new launch) - fantastic rate and again, so easy to have everything all in one place. Withdrawing and depositing is so simple but totally secure. Reviewed on: 29th February 2024

Great app and interest rates.

The app is very easy to use and the interest rates very competitive. The range of savings products available is also very good. Reviewed on: 29th February 2024

Zopa Smart ISA, probably the best in the market!

Zopa smart ISA offers a good rate of interest, it’s easy to add to, and is flexible so you can take money out and replace it as long as it’s in the same tax year! What’s not to like? Reviewed on: 29th February 2024

Simple application process with attractive rates and...

Simple application process with attractive rates and instant access Reviewed on: 29th February 2024

Smart account

Easy to navigate site and to open the account. Reviewed on: 29th February 2024

Easy to use app and great rates.

Easy to use app and great rates. Highly recommended Reviewed on: 29th February 2024

Great intuitive app where all accounts are easily vi...

Great intuitive app where all accounts are easily viewable with great UIUX and great interest rates Reviewed on: 29th February 2024

Good rates, works well with the Smart Saver.

The smart ISA has recently been added, is flexible and also has fixed rates available. It's great to have it in the same app as my Smart Saver to make better decisions about my savings and respond to interest rate changes. Reviewed on: 29th February 2024

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