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Zopa: Cash ISA reviews

4.95
Based on 1,487 reviews, last reviewed 6th Mar 2026
21500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Placed my money with Zopa on the recommendation of M... Placed my money with Zopa on the recommendation of Martin Lewis - never looked back Reviewed on: 6th March 2026
LizzieB's avatar
LizzieB

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1487)

awesome product

5
I opened my first Cash ISA with Zopa this year and its streaks ahead of the competition. Great rate, flexible allowance, I can split between access and fixed. It leaves the competition in the dust Reviewed on: 19th February 2024

Easy and efficient to use with great savings rate

5
Easy and efficient to use with great savings rate Reviewed on: 19th February 2024

Great experience and user friendly app

5
Great experience and user friendly app Reviewed on: 19th February 2024

Really easy to set up, great and user friendly app,...

5
Really easy to set up, great and user friendly app, and such a good rate Reviewed on: 19th February 2024

Ethical, high interest rate, flexible ISA, and can l...

5
Ethical, high interest rate, flexible ISA, and can link with multiple banks Reviewed on: 16th February 2024

Excellent interest rates.

5
Excellent interest rates. Very user friendly App Reviewed on: 15th February 2024

Zopa has offered great rates with a solid digital ex...

5
Zopa has offered great rates with a solid digital experienced wrapped in a Smart ISA. Overall a good offering that is easy to use and beats peers in the market. Reviewed on: 13th February 2024

A new addition to their range, and as fans would exp...

5
A new addition to their range, and as fans would expect, it's a winner. Good App for access and easy adds and withdrawals. Good rates and service. Reviewed on: 9th February 2024

Easy to invest, good value.

5
Easy to invest, good value. Like the variety of options within the isa Reviewed on: 2nd February 2024

Very user friendly app and easy to get customer supp...

5
Very user friendly app and easy to get customer support Reviewed on: 16th January 2024

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