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Zopa: Cash ISA reviews

4.95
Based on 1,538 reviews, last reviewed 16th Mar 2026
26300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

It has been a good investment for me - came well rec... It has been a good investment for me - came well recommended & happy with the interest I have earned Reviewed on: 16th March 2026
Maria's avatar
Maria

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1538)

Very easy to apply for the ISA product, and updates...

5
Very easy to apply for the ISA product, and updates and communication very good. The app is very informative Reviewed on: 29th February 2024

Great App

5
Easy to use app, with simple ways to transfer funds in and out. Reviewed on: 29th February 2024

Good rates. Good product.

5
Good rates. Easy to subscribe to on line, less good if you wanted face to face interactions. Good application with easy displays, easy ability to move money. In face good all round. Reviewed on: 29th February 2024

Amazing way to do banking

5
From day 1 Zopa has delivered an amazing service and helped my savings grow Reviewed on: 29th February 2024

First class experience with excellent rates

5
First class experience with excellent rates Reviewed on: 29th February 2024

Cannot fault this company very professional & unbeat...

5
Cannot fault this company very professional & unbeatable service very pleased & will continue to have accounts with them. Reviewed on: 29th February 2024

Easy to use

5
Easy to use good rates of interest. Like to Pots for extra % Reviewed on: 29th February 2024

Easy to use savings accounts in all aspects.

5
Easy to use savings accounts in all aspects. I have never had anything as easy in my life, so happy with what Zopa provide Reviewed on: 29th February 2024

Straight forward and simple.

5
Straight forward and simple. Easy app to work around Reviewed on: 29th February 2024

Great app, Great ISA, Great interest rates

5
The app is very easy to setup and use, the flexibility of the ISA is really good, and the savings rates are pretty good too Reviewed on: 29th February 2024

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