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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Simple savings with extra perks

Easy to set up and a good interest rate, I particularly like the fact you can have separate pots inside the isa account. Reviewed on: 29th February 2024

I find the app very easy to use and intuitive.

I find the app very easy to use and intuitive. I have recommended to family members, who have subsequently opened accounts. Reviewed on: 29th February 2024

I had my account lock and after spoken with customer...

I had my account lock and after spoken with customer service was a very simple process to have the lock lifted Reviewed on: 29th February 2024

Easy to use app which is necessary for me.

Easy to use app which is necessary for me. Reviewed on: 29th February 2024

Excellent % for my Cash ISA.

Excellent % for my Cash ISA. The balance can be withdrawn or topped up instantly. Also good perks to review broadband and other utility providers. Reviewed on: 29th February 2024

Easy to use

Very easy to use. Was able to easily transfer money in and out. Reviewed on: 29th February 2024

User friendly platform.

User friendly platform. ISA interest rates competitive. I wish normal savings interest was improved Reviewed on: 29th February 2024

Very easy to apply for the ISA product, and updates...

Very easy to apply for the ISA product, and updates and communication very good. The app is very informative Reviewed on: 29th February 2024

Great App

Easy to use app, with simple ways to transfer funds in and out. Reviewed on: 29th February 2024

Good rates. Good product.

Good rates. Easy to subscribe to on line, less good if you wanted face to face interactions. Good application with easy displays, easy ability to move money. In face good all round. Reviewed on: 29th February 2024

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