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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

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Zopa Cash ISA reviews (1546)

Good rates, works well with the Smart Saver.

5
The smart ISA has recently been added, is flexible and also has fixed rates available. It's great to have it in the same app as my Smart Saver to make better decisions about my savings and respond to interest rate changes. Reviewed on: 29th February 2024

Easy to use app that offers competitive rates

5
Easy to use app that offers competitive rates Reviewed on: 29th February 2024

Easy to use app with good rate of nterest.

5
Easy to use app with good rate of interest. Easy to transfer money to and from as needed. The app was also easy to install and added details for identity and account setting up. Reviewed on: 29th February 2024

Smart ISA from Zopa

5
Easy to open the Smart ISA from the Zopa App, competitive interest rates. Reviewed on: 29th February 2024

Easy to use

5
Good rates and easy to use web site Reviewed on: 29th February 2024

Great app, great products, great rates

5
Great app, great products, great rates Reviewed on: 29th February 2024

ISA offers very good rates and all the savings rates...

5
ISA offers very good rates and all the savings rates are very competitive, overall I’ve had a very good experience with Zopa. Reviewed on: 29th February 2024

Easy ISA

5
So easy to setup can’t recommend enough Reviewed on: 29th February 2024

Very easy to set up and a great interest rate.

5
Very easy to set up and a great interest rate. Reviewed on: 29th February 2024

Impressive and easy to register company

5
Impressive and easy to register. Impressed with the isa rate value and app Reviewed on: 29th February 2024

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