Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
51% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1545)

Easy to use app that offers competitive rates

5
Easy to use app that offers competitive rates Reviewed on: 29th February 2024

Easy to use app with good rate of nterest.

5
Easy to use app with good rate of interest. Easy to transfer money to and from as needed. The app was also easy to install and added details for identity and account setting up. Reviewed on: 29th February 2024

Smart ISA from Zopa

5
Easy to open the Smart ISA from the Zopa App, competitive interest rates. Reviewed on: 29th February 2024

Easy to use

5
Good rates and easy to use web site Reviewed on: 29th February 2024

Great app, great products, great rates

5
Great app, great products, great rates Reviewed on: 29th February 2024

ISA offers very good rates and all the savings rates...

5
ISA offers very good rates and all the savings rates are very competitive, overall I’ve had a very good experience with Zopa. Reviewed on: 29th February 2024

Easy ISA

5
So easy to setup can’t recommend enough Reviewed on: 29th February 2024

Very easy to set up and a great interest rate.

5
Very easy to set up and a great interest rate. Reviewed on: 29th February 2024

Impressive and easy to register company

5
Impressive and easy to register. Impressed with the isa rate value and app Reviewed on: 29th February 2024

Excellent Isa

5
Easy to open. Good interest Rate. Interest paid monthly so you can see your money growing. Reviewed on: 29th February 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69077 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44337 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6585 reviews
    Zopa
    View all products