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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

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Zopa Cash ISA reviews (1546)

Excellent Isa

5
Easy to open. Good interest Rate. Interest paid monthly so you can see your money growing. Reviewed on: 29th February 2024

A good interest rate and a helpful app.

5
A good interest rate and a helpful app. Reviewed on: 29th February 2024

Saving with Zopa is quick and easy.

5
Saving with Zopa is quick and easy. From opening the account to getting hold of someone. Reviewed on: 29th February 2024

Best ISA available

5
What's not to like? Easy, hassle free experience Reviewed on: 29th February 2024

Competitive rates

5
The app has been easy to use and interest rates are competitive. I enjoy the ease of transaction when transferring funds Reviewed on: 29th February 2024

Easy to use and great product.

5
Easy to use and great product. Happy to have several accounts with Zopa. Can exchange between accounts. Reviewed on: 29th February 2024

Really easy to use the App.

5
Really easy to use the App. It's all very clearly set out and straightforward to use. The log in procedure is great because you can use a finger print. Rates are excellent and I love the way you can move funds easily between the different pots. Reviewed on: 29th February 2024

Good instant access ISA

4
Easy to setup up account online and simple money transfers. Good rate on account Reviewed on: 29th February 2024

Work very well with a great return on your money.

5
Work very well with a great return on your money. Easy to understand and use Reviewed on: 29th February 2024

I find the website really simple to use and the inte...

5
I find the website really simple to use and the interest rates are the best on the market for me. Reviewed on: 29th February 2024

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