Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1262)

Easy to use app and great rates.

5
Easy to use app and great rates. Easy to transfer money from other providers. Reviewed on: 16th April 2025

A flexible account with competitive interest rate.

5
A flexible account with competitive interest rate. The app is easy to manage and allows you to manage your savings easily and efficiently. Reviewed on: 16th April 2025

Decent flexible cash ISA

5
2 flexible cash isa's , earning decent interest, professional application, easy to deal with and safe Reviewed on: 16th April 2025

App friendly valued customer

5
App easy to navigate and detailed info for all queries Reliable and consistent commitment to value for investing money. Reviewed on: 16th April 2025

Really easy to set up my ISA with sub categories...

5
Really easy to set up my ISA with sub categories too Reviewed on: 16th April 2025

excellent service and interest rates

5
excellent service and interest rates Reviewed on: 16th April 2025

Easy to use app.

5
Easy to use app. Good rate of interest and no nonsense access to funds App makes moving funds between savings easy Reviewed on: 16th April 2025

Easy to open, good rate and good communication when...

5
Easy to open, good rate and good communication when maturity is approaching and information about alternatives. Reviewed on: 16th April 2025

Very impressed so far.

5
Very impressed so far. Zopa app works very well Reviewed on: 16th April 2025

The Zopa ISA is great way to invest.

5
The Zopa ISA is great way to invest. The interest rate is good and when rates drop Zopa tell you about the drop very quickly Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products