Write a review

Newsletter

Go to business site

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.84 (1546 reviews)

View other Zopa products

4.84

Based on 1,546 reviews, last reviewed 12th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

Read all reviews Write a review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Cash ISA reviews (1546)

I have had my ISA closed by Zopa without my permissi...

I have had my ISA closed by Zopa without my permission, and incorrect information offered by their advisors about securing my previous year ISA funds, whilst a transfer of part of my ISA was taking place into another bank. The customer service is good and the team do try to assist, but I question whether they have the necessary knowledge and experience. The pots are confusing and the app freezes. Zopa have caused me a lot of stress and caused my losing out on half of last years ISA savings. Please do not open an ISA with them as transferring it could be a problem Reviewed on: 7th May 2025

Great app simple to use! love having pots, great rat...

Great app simple to use, love having pots, great rates of interest Reviewed on: 29th April 2025

Always prompt transfers.

Always prompt transfers. Never have to wait as almost always instant Reviewed on: 29th April 2025

Good savings rates and easy to manage account .

Management of the Cash Isa is straightforward and easy via the Zopa banking app. Competitive interest rates. Reviewed on: 28th April 2025

Really like app.

Really like app. It’s user friendly. I also like how easy it is to set up payments. Good interest rates as well. Excellent customer service. Overall a fantastic bank. Well done. What an achievement Reviewed on: 28th April 2025

Zopa rates

Easy to use products bailable online Reviewed on: 28th April 2025

Excellent.

Excellent. I like Zopa.. permit me to calm it the Zopa Experience Reviewed on: 28th April 2025

Overall experience is good.

Overall experience is good. Few things need to improve. Reviewed on: 28th April 2025

Easy to use App

Give good timely information (not over loaded). App easy to use Reviewed on: 28th April 2025

Easy to use.

Easy to use.app, well designed and use Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Junior ISA
from Quilter Invest (formerly NuWealth) 0.00 from 0 reviews
Help to Buy ISA
from Halifax 4.31 from 60 reviews
Fixed Rate Cash ISA
from Aldermore 4.29 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub