Smart Money People Logo

Zopa: Cash ISA reviews

4.96
Based on 710 reviews, last reviewed 9th Mar 2025
23200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexibility. Very easy to open account and transfer existing ISA into new account. Love the fact it is flexible so can withdraw money if needed and as long as you ... Read more Reviewed on: 9th March 2025
Nick's avatar
Nick

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (710)

Have been a customer for a number of years

5
Have been a customer for a number of years, service is excellent and always competitive interest rates Reviewed on: 17th January 2025

The best ISA I could find.

5
The best ISA I could find. I compared the market for best interest before choosing Zopa, It also allows me to view all my accounts and check investment options. Reviewed on: 17th January 2025

GREAT SMART ISA

5
I have been very impressed with Zopa. Easy app to use. Easy to set up and operate accounts . Easy to withdraw. Most of all Great rates of interest! Reviewed on: 17th January 2025

The Zopa App and Smart ISA

5
It’s very easy to use the Zopa App and the Smart ISA is very easy to manage putting money in and taking it out. Also with different pots it’s easy to separate my money for different projects. Reviewed on: 17th January 2025

What’s not to like

4
Effortless savings vehicle and free from tax Reviewed on: 17th January 2025

I can trust Zopa

5
My ISA has s growing, I feel I can trust Zopa with my money. Very good communication, keep you updated with your account. Reviewed on: 17th January 2025

Zopa offer great products, easy to manage...

5
Zopa offer great products, it is very easy to manage my money in the app, and with excellent interest rates too. The ability to move money easily is really helpful, and the reassurance that my money is safe is great! Reviewed on: 17th January 2025

Best interest rate in the market

5
Best interest rate and easy access to money I have ever found. App is great too and easy to use. Reviewed on: 17th January 2025

Great banking service!

5
Convenient, straight-forward banking with good interest rates - the app is great and facilitates easy management of finances. Reviewed on: 17th January 2025

It is easy to open accounts with Zopa and the intere...

5
It is easy to open accounts with Zopa and the interest rates are always very competitive. The app. is to access and you can move money to different pots. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products