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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

First class rates and services .

5
First class rates and services . I’ve already recommended to my son, daughter and parents Reviewed on: 16th April 2025

Great experience using a Zopa cash ISA - so easy to...

5
Great experience using a Zopa cash ISA - so easy to manage my money and great value Reviewed on: 16th April 2025

Very easy platform, rates always near the top.

5
Very easy platform, rates always near the top. Reviewed on: 16th April 2025

Excellent company and App and competitive rates

5
Excellent company and App and competitive rates Reviewed on: 16th April 2025

Zopa offer great rates.

5
Zopa offer great rates. I can seek assistance easily and the app is really easy to use. I like receiving prompts when deadlines are approaching so that I can jnvest. Reviewed on: 16th April 2025

Great products and rates and mobile app

5
Great products and rates and mobile app Reviewed on: 16th April 2025

The rates that are offered by Zopa are excellent and...

5
The rates that are offered by Zopa are excellent and often much higher than those offered by the high street banks I normal use. The account is quick and easy to set up and transferring money between different accounts or money pots is easy and instant. The way they show you how your interest is building throughout the month means you can make an informed decision about how and when to move your money and what to expect, making creating a savings goal much easier. When I signed up for Zopa I was unsure about how much I’d make use of the account but I’m a convert and find having my savings with them easy to manage and simple to use. Reviewed on: 16th April 2025

Simple and easy process to open cash isa and great c...

5
Simple and easy process to open cash isa and great competitive interest rate. Reviewed on: 16th April 2025

It was easy to open an isa.

5
It was easy to open an isa with one of the best interest rates at the time. Zopa provide regular information and updates. The app seems to work very well. Reviewed on: 16th April 2025

Easy to use app.

5
Easy to use app. Good support when needed Reviewed on: 16th April 2025

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