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Zopa: Cash ISA reviews

4.94
Based on 1,262 reviews, last reviewed 15th Jul 2025
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

Easy to use app and competitive rates

5
Easy to use app and competitive rates Reviewed on: 16th April 2025

I have been with soapa for over 15 years I was origi...

5
I have been with soapa for over 15 years I was originally on the peer-to-peer lending which I found very good and then later when they moved to full bank status I took out cash Isis the returns are very good and the communications with zopa are always excellent Reviewed on: 16th April 2025

Great app, competitive rates and good options

5
Great app, competitive rates and good options Reviewed on: 16th April 2025

Great customer service and good rates for savings

5
Great customer service and good rates for savings Reviewed on: 16th April 2025

One of the best ISA interest rates I've seen

5
One of the best ISA interest rates I've seen so U have transferred from other accounts to Zopa Reviewed on: 16th April 2025

Secure and easy to use app.

5
Secure and easy to use app. zopa has been a good experience for me. Excellent rate of interest and easily accessable Reviewed on: 16th April 2025

Efficient service and good interest rates.

5
Efficient service and good interest rates. Easy access and informative. Reviewed on: 16th April 2025

Always great service and fabulous products

5
Always great service and fabulous products Reviewed on: 16th April 2025

Best online saver bank

5
Find Zopa interest rates way above anyone else. Site easy to use and friendly.best online bank ever Reviewed on: 16th April 2025

Perfect for my needs.

5
Perfect for my needs. Money in and out is instantaneous. Reviewed on: 16th April 2025

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