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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (710 reviews)

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4.96

Based on 710 reviews, last reviewed 9th Mar 2025

23200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Love the flexibility. Very easy to open account and transfer existing ISA into new account. Love the fact it is flexible so can withdraw money if needed and as long as you ... Read more Reviewed on: 9th March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (710)

Easy to Open & Operate the Cash ISA.

Easy to Open & Operate the Cash ISA. Reviewed on: 17th January 2025

Easy to setup accounts, easy to monitor and flexible...

Easy to setup accounts, easy to monitor and flexible options to suit requirements. Good choice of products and services. Reviewed on: 17th January 2025

I'm glad I joined zopa

I'm glad I joined zopa, they are brave enough to keep the best interest rates for longer when others are falling sooner Reviewed on: 17th January 2025

I was already a savings customer of Zopa so when the...

I was already a savings customer of Zopa so when they offered the chance to open a cash isa at a very competitive rate I was more than happy to do so knowing that my savings would be safe and secure and would grow. Reviewed on: 17th January 2025

Good interest rates, fantastic app and flexibility

Extremely easy to use the Zopa suite of saving options available; ISA's, smart savings and so on. Lots of options and flexibility available. My daughter who is a keen saver likes to split savings across many different bucket accounts she has set up, I like a simpler approach, the point is you set up accounts to suit you, not what the bank wants you to set up. App is simplicity itself to use and very quick and easy to transfer money in and out of different Zopa accounts. Good rates of interest which is very high priority for me while they're around! Reviewed on: 17th January 2025

Easy and rewarding, how it should be

First I came to Zopa for the competitive savings rates however since arriving, they have proven to be very good at other things. Transfers are quick, the app is straightforward to use and the range of products is expanding…with yet more competitive rates. I feel rewarded for loyalty which is a rare feeling to have. Reviewed on: 17th January 2025

Zopa is ideal

Zopa is so easy to use, including paying in, transferring between accounts and withdrawing, and everything happens almost instantly. Great rates too. Cannot fault them Reviewed on: 17th January 2025

Smart ISA

Straight forward, easy to operate and manage. Reviewed on: 17th January 2025

Satisfied customer

My experience with Zopa has been good with no specific problems. Reviewed on: 17th January 2025

It’s not just a smart ISA

I’ve been using smart ISA for two years. The facility provides me the incentive to save, and also allow me to have the flexibility to manage my money in case of contingency. There’s no penalty, and very easy to use. I highly recommend Zopa. Reviewed on: 17th January 2025

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