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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

Very good best rates online and app is easy to work...

5
Very good best rates online and app is easy to work with Reviewed on: 25th April 2025

Really easy to get cash in and out, transfer between...

5
Really easy to get cash in and out, transfer between accounts, and set pots up. Reviewed on: 25th April 2025

Great rates, easy access,what’s not to like !

5
Great rates, easy access,what’s not to like ! Reviewed on: 25th April 2025

First class service

5
Had a detailed response to a query I had within 4 minutes of me sending the question Reviewed on: 25th April 2025

Easy app, great smooth experience and good portfolio...

5
Easy app, great smooth experience and good portfolio of B products Reviewed on: 25th April 2025

Easy to use and great interest rates !

5
I found opening my cash ISA super easy and seeing the monthly interest accrue makes it more encouraging to keep saving ! Interests rates are definitely the best compared to other companies Reviewed on: 25th April 2025

Great banking

5
Super convenient customer service and great account management. Reviewed on: 25th April 2025

Easy to use simple and user friendly

5
Easy to use simple and user friendly Reviewed on: 25th April 2025

Super easy to use at the touch of a screen.

5
I wanted to set up an online easy access ISA last year and found Zopa to be a very user friendly app to navigate. Managed to transfer in an old isa in with ease too! All done at home at the touch of a screen. I can see my money at all times and it also tells me how much of my yearly allowance I can still deposit. Would highly recommend. Reviewed on: 25th April 2025

Zopa are a breath of fresh air.

5
Zopa are a breath of fresh air. The app is so simple to use, their interest rates are always up with the very best and adjust quickly and fairly when government interest rates change. I've been with them for a few years now and see no need to change for now! Reviewed on: 25th April 2025

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