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Zopa: Cash ISA reviews

4.96
Based on 710 reviews, last reviewed 9th Mar 2025
23200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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3%
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1 star
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0%

Latest highest rating:

5

Love the flexibility. Very easy to open account and transfer existing ISA into new account. Love the fact it is flexible so can withdraw money if needed and as long as you ... Read more Reviewed on: 9th March 2025
Nick's avatar
Nick

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
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Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (710)

Navigate is easy

5
On line and it’s easy to navigate Reviewed on: 17th January 2025

The rate offered are excellent.

5
The rate offered are excellent. It is simplicity itself to transfer funds albeit i have not yet attempted to withdraw funds. I am also looking at the current account but am still nervous using online banking with a bank still relatively unknown. Reviewed on: 17th January 2025

Rapid transfer and excellent rates

5
Rapid transfer and excellent rates Reviewed on: 17th January 2025

Zopa ISA

5
It was very easy to set up the ISA. I also transferred an existing cash ISA from another provider. Again the process was very straightforward. Zopa is excellent at communicating information about the account, interest rates etc. Reviewed on: 17th January 2025

Excellent

5
You offered a great rate for my Smart ISA, the account was easy to set up, so I believe you are doing an excellent job. Reviewed on: 17th January 2025

Good interest rate a d fast service easy to use app.

5
Good interest rate a d fast service easy to use app. Reviewed on: 17th January 2025

Easy to use app with some nice features.

5
Easy to use app with some nice features. The layout is easy to navigate that details useful information. The application process to open accounts is simple and quick. all in all a very good bank for the modern world. Reviewed on: 17th January 2025

Very straightforward, just works.

5
Very straightforward, just works. Reviewed on: 17th January 2025

Zopa provided the best interest rate when I joined a...

5
Zopa provided the best interest rate when I joined and had a very easy to use app. They no longer have the best rate (but still pretty competitive) but I'm happy to stay with them as the banking app is so easy to use. Reviewed on: 17th January 2025

Easy to use App and good interest rates

5
Easy to use App and good interest rates Reviewed on: 17th January 2025

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