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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

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4.94

Based on 1,262 reviews, last reviewed 15th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1262)

A very simply opening process

A very simply opening process, product does what it say on the tin. The app is simple and very useful Reviewed on: 16th April 2025

Good service, competitive savings rates

Easy to use App, good savings rates, customer services are helpful Reviewed on: 16th April 2025

Excellent Savings Institution

App easy to navigate Competitive interest rates Reviewed on: 16th April 2025

Makes saving easy

It's an easy platform to navigate and seems to have among the best rates at any given time. Withdrawing money and depositing is quick and easy. Will be trying the bank account shortly. Reviewed on: 16th April 2025

helpful and efficient offer a good service and are v...

helpful and efficient offer a good service and are very professional Reviewed on: 16th April 2025

Good response from customer service

Good response from customer service Reviewed on: 16th April 2025

A great place to open a flexible ISA.

A great place to open a flexible ISA. Super easy to use if you need to access your money. Not quite the best rates but excellent customer service. Reviewed on: 16th April 2025

Easy to use - Great Interest Rates

Easy to use - Great Interest Rates Reviewed on: 16th April 2025

Twisting my arm is not good practice!

Competitive interest rate, if not the best, quick deposit and withdrawals really easy and fun app to use. Only one negative thing. I feel pressured to open a zopa bank account to pressure customers even more they won't accept deposits to Zopa unless its via a Zopa bank account. Not very fair in my point of view. Reviewed on: 16th April 2025

Zopa are great!

Zopa have a better than market leading rate on their savings account. The app is really easy to use and to see the information that you need. It’s great how you can split your savings into different pots within the same account, I’ve found this really useful! Reviewed on: 16th April 2025

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