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Zopa: Cash ISA reviews

4.94
Based on 1,498 reviews, last reviewed 7th Mar 2026
22400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Zopa Products and Correspondence I have been with Zopa for a quite a few years when it did peer to peer lending and always found them very good. There correspondence with customer has... Read more Reviewed on: 7th March 2026
Sandra L's avatar
Sandra L

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1498)

Ever since I joined Zopa I have been very happy with...

5
Ever since I joined Zopa I have been very happy with the service I am getting. I use the The ISA account and find the rates are very good. I really like using the app, it's been very professionally thought out and put together. It's so easy to use and it has some good features too. I feel Zopa will soon lead the rest of the banking apps. Reviewed on: 23rd April 2025

Great rates, easy to use app, would recommend.

5
Great rates, easy to use app, would recommend. Reviewed on: 23rd April 2025

Excellent experience

5
Excellent experience, easy and quick to move money Reviewed on: 23rd April 2025

Zopa cash ISA provides me good return

5
Zopa cash ISA provides me good return on interest as well as flexibility to manage my money. Reviewed on: 23rd April 2025

Excellent product simply provided

5
Excellent product simply provided Reviewed on: 23rd April 2025

Quick and Easy Banking Hassle Free

5
Quick and Easy Banking Hassle Free Reviewed on: 23rd April 2025

Such an easy app to use, upto date account informati...

5
Such an easy app to use, upto date account information, excellent interest rates, communication is excellent. Reviewed on: 23rd April 2025

I use the credit card and savings pots which I find...

5
I use the credit card and savings pots which I find very user friendly and has helped me start to save money so thank you Reviewed on: 23rd April 2025

Excellent banking service, easy to use app...

4
Excellent banking service, easy to use app, and competitive interest rates Reviewed on: 23rd April 2025

Great app, clear and modern and reasonable interest...

5
Great app, clear and modern and reasonable interest rates Reviewed on: 23rd April 2025

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