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Zopa: Cash ISA reviews

4.94
Based on 1,499 reviews, last reviewed 7th Mar 2026
22500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Great app, easy and smooth process. Great app, easy and smooth process..competitive rates for their ISAs. Worth keeping an eye on the different 'pots' they offer. Reviewed on: 7th March 2026
Matt's avatar
Matt

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1499)

Great app, clear and modern and reasonable interest...

5
Great app, clear and modern and reasonable interest rates Reviewed on: 23rd April 2025

Zopa is very user friendly, great interest rates and...

5
Zopa is very user friendly, great interest rates and easy to navigate. Reviewed on: 23rd April 2025

Easy to use and reliable

5
Easy to use website, quick reliable access to my money. Reviewed on: 23rd April 2025

Very good company good services help for my business...

5
Very good company good services help for my business I happy for my account Reviewed on: 23rd April 2025

Easy website to navigate, Zopa offers good interest...

5
Easy website to navigate, Zopa offers good interest rates and movement of funds is very fast. Reviewed on: 23rd April 2025

Easy to use

5
The app is easy to use, it explains its account to very well and it keeps me updated with just the right number of communications Reviewed on: 23rd April 2025

Good service.

5
Good service. Very competitive interest rates Reviewed on: 23rd April 2025

Very happy

5
Very happy with Zopa - the ease of the app, the open communication. Reviewed on: 23rd April 2025

Always very competitive rates.

5
Always very competitive rates. Such an easy app to manage. And now I can see my other balances I actually get quite excited about managing my finances! Reviewed on: 23rd April 2025

Great Easy Access Flexible Cash ISA

5
The ISA had a competitive bonus rate for the first year, which of course has reduced now. The app is very user friendly for timely deposits and withdrawals. Reluctantly I need to be looking at rates now. Reviewed on: 23rd April 2025

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