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Zopa: Cash ISA reviews

4.94
Based on 1,499 reviews, last reviewed 7th Mar 2026
22500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Great app, easy and smooth process. Great app, easy and smooth process..competitive rates for their ISAs. Worth keeping an eye on the different 'pots' they offer. Reviewed on: 7th March 2026
Matt's avatar
Matt

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1499)

Zopa is good to use

5
Zopa is easy to use and transfers and getting cash in or out is instant so very good . Reviewed on: 23rd April 2025

Zopa brilliant bank, great rates, great App

5
Brilliant bank, great rates, good communication also the App is really easy to use, makes online banking a pleasure. Moving money between accounts is a cinch, highly recommended. Reviewed on: 23rd April 2025

Cash ISA

5
Great interest rates, app easy to use. Reviewed on: 23rd April 2025

Easy to transfer ISA from another provider, great Ap...

5
Easy to transfer ISA from another provider, great App that allows you to see all saving potential and transfer funds between them and total amount of interest paid Reviewed on: 23rd April 2025

Good range if savings accounts that are easy to open...

5
Good range if savings accounts that are easy to open and run. Reviewed on: 23rd April 2025

So easy to use and great rates.

5
So easy to use and great rates.I've now not the current account too, which is going to be my main one as it offers so much more than most Reviewed on: 23rd April 2025

The app is really easy to use and the information is...

5
The app is really easy to use and the information is clear. I have had no issues since I joined Zopa 3 years ago Reviewed on: 23rd April 2025

I love the app and the benefits!

5
I love the app and the benefits! Easy to use and to control my savings. Reviewed on: 23rd April 2025

The Zopa savings account with separate pots is extre...

5
The Zopa savings account with separate pots is extremely useful Reviewed on: 23rd April 2025

Very happy

5
I’m had a really good experience with this company, everything was perfect, I would recommend it Reviewed on: 23rd April 2025

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