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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
51% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Zopa are convenient & competitive.

5
Zopa are convenient & competitive. They make saving inspiring. Reviewed on: 23rd April 2025

excellent rates, easy to use, csnt doubt it, can int...

5
excellent rates, easy to use, csnt doubt it, can integrate bank accounts Reviewed on: 23rd April 2025

It’s easy, hassle free.

5
It’s easy, hassle free. I recommended to my son and a few friends Reviewed on: 23rd April 2025

So easy to use and fact kept uptodate with changes

5
So easy to use and fact kept uptodate with changes Reviewed on: 23rd April 2025

Easy to navigate app, simple t&c

5
Easy to navigate app, simple t&c Reviewed on: 23rd April 2025

Easy to use app and great interest rates.

5
Easy to use app and great interest rates. Reviewed on: 23rd April 2025

Always updated on new products and always competitive

5
Always updated on new products and always competitive Reviewed on: 23rd April 2025

Great rates.

5
Great rates. Easy to use app withe agents available if you need them. Reviewed on: 23rd April 2025

Higher interest rates than I was offered by my bank...

5
Higher interest rates than I was offered by my bank and instant access Reviewed on: 23rd April 2025

Zopa cash ISA

5
I already had a savings account and decided to open an ISA. Process is very straightforward using the app, my interest earned gets updated monthly and I can add funds or withdraw whenever I want while still getting a great rate. Recommended Reviewed on: 23rd April 2025

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