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Zopa: Cash ISA reviews

4.94
Based on 1,520 reviews, last reviewed 7th Mar 2026
24500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Happy customer Having been with Zopa for a few years I find them extremely easy to operate online and I am a senior citizen. The interest rates are very competitive... Read more Reviewed on: 7th March 2026
Carol M's avatar
Carol M

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1520)

Excellent easy to use app, informative and gives you...

5
Excellent easy to use app, informative and gives you control Reviewed on: 22nd April 2025

Found reasonable rates for savings and cash ISA Also...

5
Found reasonable rates for savings and cash ISA Also the app is easy to navigate Reviewed on: 22nd April 2025

Easy peasy..

5
It was very easy to use this app. I’m not great with this normally, but was very straightforward. Reviewed on: 22nd April 2025

Best account to save

5
Great interest rate. Had a very good experience. Very easy website to navigate. Reviewed on: 22nd April 2025

Good app, reliable, good interest rates and products...

5
Good app, reliable, good interest rates and products available. Reviewed on: 22nd April 2025

very good experience

5
I have always had a very good experience managing my zopa account Reviewed on: 22nd April 2025

Very quick and I like the way it integrates with my...

5
Very quick and I like the way it integrates with my bank. Reviewed on: 22nd April 2025

Easy to use

5
Easy to use and excellent interest rates Reviewed on: 22nd April 2025

A very genuine service without any hassle.

5
A very straightforward site that gives genuine service and helpful advice through their emails. Very competitive rates too. Reviewed on: 22nd April 2025

Overall experience

5
Easy to join, great app. Keeps you updated. Reviewed on: 22nd April 2025

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