Smart Money People Logo

Zopa: Cash ISA reviews

4.94
Based on 1,520 reviews, last reviewed 7th Mar 2026
24500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer Having been with Zopa for a few years I find them extremely easy to operate online and I am a senior citizen. The interest rates are very competitive... Read more Reviewed on: 7th March 2026
Carol M's avatar
Carol M

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1520)

Top app great customer service easy to use no hassle

4
Top app great customer service easy to use no hassle Reviewed on: 22nd April 2025

Excellent all round, easy to set up, easy to use the...

5
Excellent all round, easy to set up, easy to use the account and great products. Reviewed on: 22nd April 2025

I am so happy I decided to use Zopa

5
I am so happy I decided to use Zopa I love all the different ways to save access ISA, and pots where I can get a bit more interest and tie in for 95 days I’ve not had any problems and when I wanted to ask somthing the response was good, and uncomplicated Reviewed on: 22nd April 2025

Excellent app.

5
Excellent app. Easy to access services. Reviewed on: 22nd April 2025

Iv found zopa very good for rates and saving

5
Iv found zopa very good for rates and saving Reviewed on: 22nd April 2025

Easy to set up fixed term ISA.

5
Easy to set up fixed term ISA. Answered questions professionally Reviewed on: 22nd April 2025

Brilliant app, easy to use, good rate

5
Brilliant app, easy to use, good rate Reviewed on: 22nd April 2025

Easy to use account with good return

5
Easy to use account with good return Reviewed on: 22nd April 2025

Everything is just so easy.

5
Everything is just so easy. From opening an isa to a current account and moving money around. Plus it is almost instant. Perfect! Reviewed on: 22nd April 2025

Helpful and easy and a good return even in access...

5
Helpful and easy and a good return even in access isa Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5895 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7933 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43277 reviews
    Zopa
    View all products