Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,261 reviews, last reviewed 15th Jun 2025
15% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy cash Isa Easy to set up and manage on app Reviewed on: 15th June 2025
Sarah B's avatar
Sarah B

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1261)

So easy and quick to set up.

5
So easy and quick to set up. The app makes it so easy to keep track 24/7. Reviewed on: 16th April 2025

Easy to use and offers great rates

5
Zopa is easy to use and offers great rates and features to manage your money. It's also really easy to move money in from my legacy bank in just a few steps. I have a mix of ISAs and quick access savings accounts. Reviewed on: 16th April 2025

Easy to set up, great rates!

5
Easy to set up, easy to transfer and great rates! Reviewed on: 16th April 2025

Great service

5
Great rates, easy to deal with, no issues in the years I’ve been banking with them Reviewed on: 16th April 2025

Excellent company.

5
Excellent company. Good service and good interest rates Reviewed on: 16th April 2025

ISA rates..

4
Sad that ISA rates were dropped between other providers Reviewed on: 16th April 2025

This online bank is simple to use.

5
This online bank is simple to use. Friendly, clear & helpful communication. Very good all round. Reviewed on: 16th April 2025

Very easy to use the app instant savings with really...

5
Very easy to use the app instant savings with really good rates Reviewed on: 16th April 2025

All good bar not offering a competitive Instant Acce...

4
All good bar not offering a competitive Instant Access cash ISA The initial 3 month bonus used to appear good isn't the sort of sharp practice I expect off Zopa...just be straightforward without gimmick traps Reviewed on: 16th April 2025

Being a Zopa customer is so easy!

5
Everything about being Zopa customer is easy. Easy to set up, easy to use and to change things around. The rates are good, and well communicated. have two products, and I'm really pleased with both. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products