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Zopa: Cash ISA reviews

4.95
Based on 1,533 reviews, last reviewed 9th Mar 2026
25800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026
Holger Schulz's avatar
Holger Schulz

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

Great company

5
Great products, competitive interest rates, app easy to use Reviewed on: 16th April 2025

Easy to use, online accounts.

5
Easy to use, online accounts. Isa and savings. Any time I have had ancissue the live chat is there to help Reviewed on: 16th April 2025

Great no issue at all.

5
Great no issue at all. Chose them because of one of the best rate available Reviewed on: 16th April 2025

Easy set up for ISA.

5
Easy set up for ISA. Great rate and so easy to access. Reviewed on: 16th April 2025

Good service, reliable and creative rates

5
Good service, reliable and creative rates Reviewed on: 16th April 2025

Best banking experience in my my 39 years of adult b...

5
Best banking experience in my my 39 years of adult bank account/savings Reviewed on: 16th April 2025

It was very easy to open an ISA And there is good co...

5
It was very easy to open an ISA And there is good communication Reviewed on: 16th April 2025

Easy set up and very user friendly app.

5
Easy set up and very user friendly app. Reviewed on: 16th April 2025

Great company

5
From opening the account to managing it, has been a breeze. Easy to navigate the app and the interest rates have been very competitive. Very pleased with Zopa and often recommended to friends. Reviewed on: 16th April 2025

Generally efficient and fair.

5
Generally efficient and fair. Easy to use APP. Respond well when interest rates change ie reduce savings rates more slowly and increase savings rates more quickly than other banks. Good communication etc. Reviewed on: 16th April 2025

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