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Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Easy to set up accounts,Afriend recommended,Perfect...

5
Easy to set up accounts,Afriend recommended,Perfect for me stress free Reviewed on: 16th April 2025

Wonderful app that's easy to use.

5
Wonderful app that's easy to use. Great interest rates that change quickly with the market. Reviewed on: 16th April 2025

Good rate, great app and love that you can have diff...

5
Good rate, great app and love that you can have different pots within your ISA. Reviewed on: 16th April 2025

Zopa offer an excellent competitive range of products.

5
Zopa offer an excellent competitive range of products. First class phone app which is so easy to use. Reviewed on: 16th April 2025

ZOPA Cash ISA - The BEST

5
An excellent product, which I wholeheartedly recommend to everyone - WELL DONE Reviewed on: 16th April 2025

Flexible ISA easy to use

5
Flexible ISA on the app means you can easily take money out put it in again while getting tax free interest. Reviewed on: 16th April 2025

All savings accounts easy to open and manage

5
I have an isa and other savings accounts and opening and transferring money has been very easy. I have always been informed of any changes to my accounts and have no hesitation in recommending Zopa. Reviewed on: 16th April 2025

ISA rates

5
Great isa rates and current account rates Reviewed on: 16th April 2025

Easy to use website.

5
Easy to use website. Competitive interest rates. Reviewed on: 16th April 2025

Zopa Cash ISA review

4
The Zopa app is easy to use, at the time I joined offering the best available savings rate - which still holds up very well. I've only had one query and customer support was good. Overall, a positive experience. Reviewed on: 16th April 2025

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