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Zopa: Cash ISA reviews

4.95
Based on 1,533 reviews, last reviewed 9th Mar 2026
25800% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Not a single complaint. Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is ex... Read more Reviewed on: 9th March 2026
Holger Schulz's avatar
Holger Schulz

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1533)

Great company with a great product..

5
Great company with a great product and an easy to use app. This company and product are the best out there by far. Reviewed on: 16th April 2025

A very simply opening process

5
A very simply opening process, product does what it say on the tin. The app is simple and very useful Reviewed on: 16th April 2025

Good service, competitive savings rates

5
Easy to use App, good savings rates, customer services are helpful Reviewed on: 16th April 2025

Excellent Savings Institution

5
App easy to navigate Competitive interest rates Reviewed on: 16th April 2025

Makes saving easy

5
It's an easy platform to navigate and seems to have among the best rates at any given time. Withdrawing money and depositing is quick and easy. Will be trying the bank account shortly. Reviewed on: 16th April 2025

helpful and efficient offer a good service and are v...

5
helpful and efficient offer a good service and are very professional Reviewed on: 16th April 2025

Good response from customer service

4
Good response from customer service Reviewed on: 16th April 2025

A great place to open a flexible ISA.

5
A great place to open a flexible ISA. Super easy to use if you need to access your money. Not quite the best rates but excellent customer service. Reviewed on: 16th April 2025

Easy to use - Great Interest Rates

5
Easy to use - Great Interest Rates Reviewed on: 16th April 2025

Twisting my arm is not good practice!

5
Competitive interest rate, if not the best, quick deposit and withdrawals really easy and fun app to use. Only one negative thing. I feel pressured to open a zopa bank account to pressure customers even more they won't accept deposits to Zopa unless its via a Zopa bank account. Not very fair in my point of view. Reviewed on: 16th April 2025

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