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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1545 reviews)

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4.95

Based on 1,545 reviews, last reviewed 17th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1545)

Great company

From opening the account to managing it, has been a breeze. Easy to navigate the app and the interest rates have been very competitive. Very pleased with Zopa and often recommended to friends. Reviewed on: 16th April 2025

Generally efficient and fair.

Generally efficient and fair. Easy to use APP. Respond well when interest rates change ie reduce savings rates more slowly and increase savings rates more quickly than other banks. Good communication etc. Reviewed on: 16th April 2025

Great company with a great product..

Great company with a great product and an easy to use app. This company and product are the best out there by far. Reviewed on: 16th April 2025

A very simply opening process

A very simply opening process, product does what it say on the tin. The app is simple and very useful Reviewed on: 16th April 2025

Good service, competitive savings rates

Easy to use App, good savings rates, customer services are helpful Reviewed on: 16th April 2025

Excellent Savings Institution

App easy to navigate Competitive interest rates Reviewed on: 16th April 2025

Makes saving easy

It's an easy platform to navigate and seems to have among the best rates at any given time. Withdrawing money and depositing is quick and easy. Will be trying the bank account shortly. Reviewed on: 16th April 2025

helpful and efficient offer a good service and are v...

helpful and efficient offer a good service and are very professional Reviewed on: 16th April 2025

Good response from customer service

Good response from customer service Reviewed on: 16th April 2025

A great place to open a flexible ISA.

A great place to open a flexible ISA. Super easy to use if you need to access your money. Not quite the best rates but excellent customer service. Reviewed on: 16th April 2025

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